What you need to know
- 41.1% of Queenslanders have hospital cover. 48.2% have extras cover.
- QLD residents are less likely to have hospital cover than the average Aussie.
- The cost of Queensland health insurance is higher than most other states.
The Finder Score ranks every health policy in our database on value for money. We updated this monthly with data provided by Ombudsman.
We consider the 38 hospital treatment categories, plus the covered extras categories and the total extras benefit. We also use the average price for each product. Here's the breakdown of factors we consider.
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Queensland hospital premiums are slightly higher than the national average. Premiums are standardised by state though, so you'll pay the same whether you live in Brisbane, Bundaberg or Bowen. The table below lists the average monthly premiums for hospital policies from each of the 4 coverage tiers with a $750 excess. The prices are for a single person earning less than $93,000 a year living in Brisbane. The numbers are updated monthly.
Basic | Bronze | Silver | Gold | |
---|---|---|---|---|
QLD | $89.02 | $107.04 | $161.33 | $254 |
Australia | $85.82 | $100.45 | $153.27 | $243.17 |
41.4% of Queenslanders have hospital cover, while 48.2% have extras cover. That's slightly less than the national averages. See the table below for more details. These numbers come from APRA's quarterly health insurance statistics in August 2023.
Hospital Cover | Extras cover | |
---|---|---|
QLD | 41.1% | 48.2% |
Australia | 45.1% | 55.0% |
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