Mortgage brokers in Perth
Work with a mortgage broker in Perth to kickstart your home loan journey.
Key takeaways
- A qualified mortgage broker can help you enter Perth's property market, whether you're buying your first home, refinancing or investing.
- A good broker will give you multiple loan options based on your property goals.
- Brokers get paid a commission from the lender. This means their service is free for you.
Leave your details and a Perth-based mortgage broker will get in touch
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How can I find a good broker in my area of Perth?
Meeting a broker in person and deciding how you feel about them is the most important step. But there are a few steps you can take to ensure your broker is right for you:
- Are they accredited? Check that your broker has an Australian Credit Licence or is an Australian Credit Representative. They are also required to be a member of either the Mortgage and Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA).
- Do they have a broad lending panel? Brokers can't compare loans from all lenders (there are hundreds of options, so it would be impossible to represent them all). But most will have a large range of different types of lenders.
- What level of service do they offer? The broker should do the hard work for you. But the more you know about the mortgage industry, the easier it is to know when your broker is really doing their best to help you.
- Is the broker experienced? Chances are your broker has an online presence and previous customers who have left reviews of their experience. Read up on your broker's experience and ask friends for referrals.
How can a mortgage broker help me?
Mortgage brokers are qualified professionals who help borrowers find suitable home loans. After assessing your financial situation, a broker will present you with a choice of suitable loans from their panel of lenders.
Brokers are especially useful for borrowers who:
- Feel stressed or overwhelmed.
- Are buying soon and need finance quickly.
- Have complex or unusual situations and find it difficult to get finance by approaching a bank directly.
- Have multiple home loans.
Learn more about the mortgage broking process
Mortgage brokers are very popular with borrowers
According to the latest data from the Mortgage and Finance Association of Australia, 81.6% of new residential home loans in Australia in the June 2026 quarter originated with a broker. That means roughly 4 in 5 borrowers take out a new home loan with the help of a broker.
Source:
MFAA statistics
How does a mortgage broker get paid?
Instead of receiving payments from borrowers, mortgage brokers are paid commissions from lenders when they attract new business for a lender.
They receive an upfront commission when you take out a loan and a trailing commission every year that you still owe money on your mortgage.
This commission is usually around 0.5–0.8% of the loan amount upfront, so a $650,000 loan could generate a commission of $3,250 to $5,200.
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I am looking at a farm near Geraldton to commence breeding special type of Boer goats.
The land is 1700 acre in size, sale price is $300000 and l have $100k in the bank.
Can you help
Hi Brian,
Finder is a comparison site. We offer general information for our readers but we do not offer loans directly. I’m sorry we can’t be more helpful.
LOOKING FOR A PENSIONER /CENTRELINK HOME LOAN
Can you give Starter advice please
many thanks
Al BODDY
Hi Al,
If you currently receive Centrelink benefits, you may be able to borrow money from a bank for a small home loan. Getting in touch with a mortgage broker is also a good idea as they can help you find a loan in unique circumstances such as this.
For more details on taking out a home loan while receiving Centrelink payments, you can check our guide here.
We also have a guide on home loans for pensioners here.
I hope this helps,
Thanks,
Rebecca