We've listed some of our most-asked questions below. Have a look and see if your question has already been answered.
You can always email us. We will strive to respond within 24 hours.
Hello! We're Finder, Australia's biggest comparison site! 👋 Founded in 2006, we understand that making everyday life decisions like finding a credit card, buying a home and getting health insurance can be daunting.
That's why we're here. Our goal is to help you navigate those complex decisions by making them less of a chore. We do this by helping you compare products more easily. We currently compare over 100+ categories – from energy and insurance to mobile plans and credit cards (plus so much more).
The Finder app is designed to help you save more and stay on top of your finances. With the Finder app you can get your free credit score and monthly credit report, as well as compare hundreds of financial products. We're constantly adding new features to help you save more money and make better financial decisions.
The Finder app has a bunch of great features that we know you'll love:
Absolutely not. We're a completely free service and there are no in-app purchases or fees. We even offer fee-free cryptocurrency trading. We're nice like that.
At Finder, we're committed to providing you with free, current and accurate information to help you make better decisions. Making that happen involves the work of hundreds of staff members and the use of complex technology. To do that, we rely on the support of our readers and our commercial partners to help us meet the costs of delivering our services to you.
We make money through a mix of commercial partnerships, content sponsorship and display advertising. If you decide to click on a link on Finder that leads to a third-party website that we have a commercial arrangement with or fill out a form to arrange a call with a partner (like a mortgage broker or health insurer), we may earn referral fees.
Experian, the credit bureau used to generate your Finder credit score, has recently rebuilt its scoring model. As a result, you may notice your Finder credit score has changed.
What's changed?
Experian has changed how it weighs certain credit information when working out your credit score. Whilst the data used to calculate your score and your credit report information are unchanged, your numerical score may be different.
What do I need to do?
Nothing. Your Finder credit score will update automatically in the Finder app.
Why has Finder made this change?
We want to make sure that our members are getting the most accurate and up-to-date credit score information so that they can better understand their financial position and borrowing power.
My credit score has decreased. What should I do?
If your credit score has dropped, it may be worth revisiting your borrowing habits to ensure that you're not hurting your credit rating. If you want to rebuild your score, there are also a number of simple ways you can improve your credit score.
When you get your credit score through the Finder app, you'll unlock a bunch of extra benefits that are great for you and your financial health. You'll get your credit score automatically updated every month and you'll be notified if there's a change on your report. We'll also give you tips and tricks on how to improve your score.
Getting your credit score through the Finder app also unlocks one of our coolest features – chance of approval. Our chance-of-approval feature takes your credit score and asks you a few questions to help determine how likely you are to be approved for a credit card or personal loan before you even apply.
Getting your credit score through the Finder app is pretty easy.
You can set up your Finder Wallet directly from the app, just make sure you have your personal ID info handy:
Your identity should then be confirmed and your Finder Wallet will be ready to go. If your identity fails to be verified you may need to provide another form of ID. If you're still having issues, please reach out to us.
Once you've verified your identity and set up your wallet, you can then add funds to your account by following these steps:
Deposits made using PayID should appear in your Wallet immediately, but you may have to wait 1 business day for your first deposit to clear. If you deposited funds using bank transfer, you may need to wait up to 3 days for the funds to appear.
You can only use the funds deposited into your Finder Wallet account to purchase cryptocurrency through the in-app crypto exchange or withdraw it to a bank account in your own name.
Finder Earn was designed to give our members a competitive return on their cryptocurrency. As interest rates have increased and the macroeconomic environment has changed, it's now possible to get a more attractive return elsewhere. Learn more here.
You can currently buy and sell 13 cryptocurrencies straight from the Finder app, with no trading fees. These are:
No, cryptocurrency trading is completely fee-free in the Finder app. There are also no fees for depositing into your cash balance.
You can buy crypto by navigating to the "Crypto" tab. You will need to deposit funds into your cash balance before you can begin trading. To do so, head to the "Wallet" tab, press "Cash balance", then tap "Add cash" and follow the instructions.
If you want to withdraw your crypto to your personal wallet or address, you can do so by navigating to the relevant coin's screen and tapping "Withdraw". You can also reach out to us via the live chat in the app by heading to the "Settings" tab in your Finder app and tapping "Get support".
You can set up fee-free recurring trades for all tradeable coins directly in the app. For detailed instructions, check out our recurring trades guide.
Chance of approval is our handy tool that will let you know the likelihood of you being approved for a credit card or personal loan – all before you even apply!
To find out your chance of approval, all you have to do is connect your credit score to the Finder app. We'll then use this and ask you a few additional questions to help determine how likely you are to be approved.
To access the chance-of-approval feature, head to the home screen of the app and select the credit cards or personal loans box at the top. Here, you'll be guided through a quiz. After you've answered a few questions, you'll be taken to a screen with some products listed on it. Just select the section where it asks you if you want to unlock your chance of approval and voila!
Read more about our chance-of-approval feature and how it's calculated.
We can compare over 100+ different categories on the app. Simply click the product you're after and it will redirect you to our dedicated page on our site.
If you're after a more personalised experience, we offer 8 savings insights: credit cards, health insurance, home loans, savings accounts, broadband, mobile plans, energy and balance transfer credit cards.
To delete your account, you'll have to jump onto our website. Log in to your account on our website and then head to Settings and click "Delete".
If you're stuck at any point, you can live chat in the app or email us over at app@finder.com.
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Qantas premier Everyday Card
1) If I transfer money( to my landlords account ) every month, does it count as a spend to reach 1000 aud spend criteria to get 8000 QFF points?
2) How many payslips do I need to submit while applying?
Hello,
If you transfer money from your credit card to another account, this is usually considered to be a cash advance and you will pay interest on it immediately.
Cash advances do not count as eligible transactions towards the bonus points offer.
Usually, you need to submit 3 months worth of payslips when applying.
Hope this helps!
Hi,
My credit score was 780 around December 2023. I haven’t had any defaults or new lending, yet my score has gone down to 766? In fact I have even closed off my home loan now!
Please advise why my score has gone down??
Hi Shweta, Unfortunately we can’t provide personal advice as we’re providing this information as a third party.
You can contact Experian directly about your credit file on: 1300 783 684 (9am-5pm Monday to Friday) or email creditreport@au.experian.com.
Hope this helps!
I want to change my email address and mobile number – please advise how as neither your phone number or chat line work!!!!
Hi Wayne – sorry about this. Someone from our support team will reach out by email.
I’m just wondering what happened to my credit history from 600 to now why is this I think I was on top of my repayments and stuff confused with this
Hi Barry,
We’re not licenced to provide personal advice on your specific situation. However generally, things that can impact your credit rating include making late payments consistently, only partly-paying your bills, or not making repayments at all.
If you have a concern about the accuracy of your credit rating, you can contact the credit reporting agency directly (ie Experian or Equifax) for a full copy of your report, and to request any errors or mistakes are removed.
Where is the live chat this app claims it has
Hi Georgia,
Live chat is available to members only. When you’re logged in to Finder as a member, you’ll have access to live chat.
You can sign up for free here:
https://www.finder.com.au/about-us
Hope this helps!