As an Insights Analyst, Joshua Godfrey analyses data, identifies emerging trends and provides insights for Finder’s Consumer Sentiment Tracker, a monthly nationally representative survey on the financial attitudes and behaviours of everyday Australians. He has co-authored Finder’s Green Report in 2023, the Housing Market Report in 2023 and the Wealth Building Report in 2024, which have been quoted extensively in media including the AFR, Women’s Agenda, news.com.au, The Daily Mail and The Daily Telegraph. Josh holds a Bachelor of Business, majoring in Finance and Marketing, and a Diploma of Creative Intelligence and Innovation, both from the University of Technology, Sydney (UTS). A forward thinker with a passion for uncovering patterns, Josh is driven by his curiosity about how shifts in consumer sentiment can shape the future of finance.
Expertise
- Data and analytics
- Money trends
Education
- Bachelor of Business, Finance and Marketing, Diploma of Innovation | University of Technology, Sydney | 2020-2023
Featured publications
Latest articles by Joshua Godfrey
27 articles written by this author
Why the old Amex myths no longer apply
Finder's guide reveals how American Express cards have changed, and how much some common myths could be costing you.
![Why the old Amex myths no longer apply](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2025/01/stackofcreditcards_GettyImages_450x250.png)
Wealth Building Report 2025
Uncovering the various wealth journeys of Australians and the insights that can inform your own wealth expedition.
![Wealth Building Report 2025](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/11/WealthBuildingReport_Supplied_450x250.jpg)
How I scored 70% off a flight to Bali with my new phone
One of the quickest ways to earn Qantas Frequent Flyer points is back - here's how I made the most of it.
![How I scored 70% off a flight to Bali with my new phone](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/11/Appleproducts_Mykolaiv_Africaimages_450x250.png)
How much does a mortgage holiday cost?
Finder's guide unpacks how mortgage holidays work, and how much they could cost you. Understand the benefits and things to watch out for.
![How much does a mortgage holiday cost?](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/09/Holidayhouse_PIKSELbyGettyImages_450x250.png)
Equal Pay Day Statistics
Equal Pay Day is an reminder to understand why women are still earning less than men and what is contributing to this gender pay gap.
![Equal Pay Day Statistics](https://www.finder.com.au/finder-au/wp-uploads/2019/06/article-default_450x250.png)
When will rates go down? – Home loan interest rate forecast
What your home loan rate might look like if predictions from the big 4 banks and our economist panel are accurate.
![When will rates go down? – Home loan interest rate forecast](https://www.finder.com.au/finder-au/wp-uploads/2019/06/article-default_450x250.png)
Consumer Cryptocurrency Report 2024
A Finder report powered by Coinbase investigating Australian consumers' behaviours and attitudes towards cryptocurrency in 2024.
![Consumer Cryptocurrency Report 2024](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/05/Coinbase_Banner_Supplied_450x250.jpg)
Uni student discounts & savings for 2024
Looking to save up to $2,505 in 2024? Find out all the discounts and perks available for uni students in Australia.
![Uni student discounts & savings for 2024](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2023/05/Students_Canva_450x250.jpg)
Finder Credit Card Report 2024
Finder's Credit Card Report investigates the emerging consumer behaviours and industry trends in Australia's credit card market.
![Finder Credit Card Report 2024](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2024/03/Credit-Card-Banner-450x250-1.jpg)
Supermarket statistics 2024
Finder collected statistics on supermarket spending in 2023 and found that 4 in 5 Australians are signed up to a supermarket rewards program.
![Supermarket statistics 2024](https://dvh1deh6tagwk.cloudfront.net/finder-au/wp-uploads/2021/06/Woman-at-supermarket_GettyImages_450x250.jpg)