In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question
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ANZ SMSF Cash Hub Account

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Updated
Fact checked
ANZ SMSF Cash Hub
Maximum variable rate
2.30% p.a.
Base interest rate
2.3%p.a.

Our verdict

This account keeps your SMSF cash in one place so you can easily manage your funds.

Up to four SMSF trustees have access to the account, so each member of the SMSF can keep on top of the fund’s finances.

Pros

  • Pay SMSF expenses and receive investment earnings in the one account
  • Pay member pension payments (lump sum or regular payments)
  • Earn up to 2.3% on your balance
  • No account-keeping fees

Cons

  • Balances below $10,000 don’t earn interest

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

The ANZ SMSF Cash Hub Account helps you keep on top of your balance, seamlessly manage your SMSF expenses and receive payments from your investments, such as rental income or dividend earnings, all from the one account.

This convenient account acts like a transaction account for your SMSF with unlimited free transactions, while also offering a competitive tiered interest rate for balances over $10,000.

Details

Key details

Product Name ANZ SMSF Cash Hub
Maximum Variable Rate 2.30% p.a.
Standard Variable Rate 2.30% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

2023 Transaction Account Customer Satisfaction Highly Commended:

ANZ

ANZ took third place in our Transaction Account category this year, with 93% of the users that we surveyed saying they'd recommend the bank to a friend. Its customer satisfaction rating was 4.36 out of 5. Find more about Finder Banking Satisfaction Awards 2023.

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Key features

No account-keeping fees

There are no monthly account-keeping fees charged to this account.

Unlimited free transactions

This account offers unlimited free transactions. For example, you can make payments to the ATO, to your accountant or to your SMSF auditor as well as to any other service provider you might need to pay from the account. You can also pay various investment-related expenses like brokerage costs and insurance premiums.

How to apply

If you've considered all the features of this account, compared your options and are ready to apply, make sure you meet the following eligibility criteria and have the necessary documents handy.

Eligibility

  • Australian residents. All SMSF trustees must be Australian residents with an Australian residential address.
  • Registered SMSF. This account is for SMSF trustees only and is not available for personal use.

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Rabobank High Interest Savings Account
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ING Savings Accelerator ($150,000 - $500,000)
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ING Savings Accelerator ($150,000 - $500,000)
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Maximum Variable Rate p.a.
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Suncorp Bank Growth Saver Account
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Newcastle Permanent Smart Saver Account - Under 25s
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Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Intro/Ongoing
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Monthly Max Rate Conditions
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Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
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Monthly Max Rate Conditions
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ING Savings Maximiser
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Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
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Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
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Monthly Max Rate Conditions
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First Option Bank Savings+Bonus Account
First Option Bank logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
2.00%
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Monthly Max Rate Conditions
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Newcastle Permanent Online Savings Account
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Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Intro/Ongoing
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Government Guarantee
Monthly Max Rate Conditions
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Go to siteView details
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Showing 12 of 13 results
Sources
  1. ANZ SMSF Cash Hub Account information page
  2. ANZ SMSF Cash Hub Account TMD

Your reviews

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Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

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Mobeen

September 10, 2023

Does the ANZ SMSF hub account come with a debit card?


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Alison Banney Finder

September 14, 2023

Hi, no it doesn’t. But you can make electronic payments, BPAY payments and direct debits straight from the account.


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Rochelle

June 24, 2019

Is this ANZ SMSF Cash Hub covered by Government Guarantee?


Avatar

Jhez Finder

June 24, 2019

Hi Rochelle,


Thank you for your comment.


Yes, the ANZ SMSF Cash Hub account is covered by the Australian Government’s Financial Claims Scheme. Deposits of up to $250,000 with ANZ can be covered by the Australian Government’s Financial Claims Schem, guaranteed, if anything happens to ANZ.


Regards,

Jhezelyn


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Avatar

Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full profile

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