In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

ANZ SMSF Cash Hub Account

  • Alison Banney's headshot

Updated
Fact checked
ANZ SMSF Cash Hub
Maximum variable rate
2.30% p.a.
Base interest rate
2.3%p.a.

Our verdict

This account keeps your SMSF cash in one place so you can easily manage your funds.

Up to four SMSF trustees have access to the account, so each member of the SMSF can keep on top of the fund’s finances.

Pros

  • Pay SMSF expenses and receive investment earnings in the one account
  • Pay member pension payments (lump sum or regular payments)
  • Earn up to 2.3% on your balance
  • No account-keeping fees

Cons

  • Balances below $10,000 don’t earn interest

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

The ANZ SMSF Cash Hub Account helps you keep on top of your balance, seamlessly manage your SMSF expenses and receive payments from your investments, such as rental income or dividend earnings, all from the one account.

This convenient account acts like a transaction account for your SMSF with unlimited free transactions, while also offering a competitive tiered interest rate for balances over $10,000.

Details

Key details

Product Name ANZ SMSF Cash Hub
Maximum Variable Rate 2.30% p.a.
Standard Variable Rate 2.30% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

No account-keeping fees

There are no monthly account-keeping fees charged to this account.

Unlimited free transactions

This account offers unlimited free transactions. For example, you can make payments to the ATO, to your accountant or to your SMSF auditor as well as to any other service provider you might need to pay from the account. You can also pay various investment-related expenses like brokerage costs and insurance premiums.

How to apply

If you've considered all the features of this account, compared your options and are ready to apply, make sure you meet the following eligibility criteria and have the necessary documents handy.

Eligibility

  • Australian residents. All SMSF trustees must be Australian residents with an Australian residential address.
  • Registered SMSF. This account is for SMSF trustees only and is not available for personal use.

Compare other savings accounts

1 - 12 of 186
Updated regularly
Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
 Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Rabobank High Interest Savings Account
Rabobank logo
Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Ubank High Interest Save Account
Ubank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Go to siteView details
Bank of Queensland Simple Saver Account
BOQ logo
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $5,000,000
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Go to siteView details
IMB Reward Saver Account
IMB logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
  • Balances up to $1,000,000
Go to siteView details
 Earn up to 3.25% p.a. after the introductory period ends.
Rabobank PremiumSaver
Rabobank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.45%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance by $200+ each month
  • Balances up to $250,000
Go to siteView details
St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
Go to siteView details
 Extra 0.10% p.a. for 3 months for new customers who apply online, with balances under $250,000.
loading
Showing 12 of 12 results
Sources
  1. ANZ SMSF Cash Hub Account information page
  2. ANZ SMSF Cash Hub Account TMD

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Avatar

Mobeen

September 10, 2023

Does the ANZ SMSF hub account come with a debit card?


Avatar

Alison Banney Finder

September 14, 2023

Hi, no it doesn’t. But you can make electronic payments, BPAY payments and direct debits straight from the account.


Avatar

Rochelle

June 24, 2019

Is this ANZ SMSF Cash Hub covered by Government Guarantee?


Avatar

Jhez Finder

June 24, 2019

Hi Rochelle,


Thank you for your comment.


Yes, the ANZ SMSF Cash Hub account is covered by the Australian Government’s Financial Claims Scheme. Deposits of up to $250,000 with ANZ can be covered by the Australian Government’s Financial Claims Schem, guaranteed, if anything happens to ANZ.


Regards,

Jhezelyn


Show more Show less
Avatar

Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full profile

More resources on Finder
Banking
Investments
Banks
Go to site