In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Community First Bank Christmas Cracker

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Updated
Community First Bank Christmas Saver Account

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Maximum variable rate
5.00% p.a.
Base interest rate
5%p.a.
Minimum deposit
$0

Summary

This Christmas savings account has a list of features to make saving for the holidays a piece of cake.

The Community First Christmas Cracker Account rewards you with 5% p.a. on your deposit. There are no conditions to earn this rate, but you’re penalised if you withdraw your money before November. Community First’s budget planner and savings tools can help you save for your Christmas goal so you’re financially prepared for the holiday season.

Pros

  • Avoid Christmas debt and save for the festive season
  • Set up a regular savings plan
  • Earn interest

Cons

  • Can only access during certain periods of the year

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Community First Bank Christmas Saver Account
Maximum Variable Rate 5.00% p.a.
Standard Variable Rate 5.00% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Interest rate

Earn a variable rate of interest on your deposit: 5% p.a. Interest is calculated on the minimum monthly account balance and paid to your account on the last day of October. Unlike other savings accounts, there are no conditions like minimum account balances or monthly deposits to get the full rate of interest.

Fees

The Community First Bank Christmas Cracker saving account is free to open and there is no monthly account maintenance fee. An early withdrawal fee applies if you want to access your money outside the withdrawal period.

How to apply

Visit the Community First website to start an online application for the Community First Christmas Cracker Account.

Eligibility

  • Minimum age. You can apply for this account if you're old enough to hold an eligible form of identification.
  • Identification. Verify your identity to become a member of Community First Bank. You can use the following forms of identification: A state or territory drivers licence, proof of age card, an Australian passport. You can also use an overseas drivers licence, national identity card or passport.

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Sources
  1. Community First Bank Christmas Cracker information page
  2. Community First Bank Christmas Cracker TMD

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Alison Finder

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Alison Banney

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Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full profile

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