Congratulations, Gateway Bank!
Gateway Bank Term Deposit received the highly commended award for 'Term Deposit (12 month)' in the 2024 Banking Product Awards.
Full list of 2024 winnersWe currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Gateway Bank Term Deposit received the highly commended award for 'Term Deposit (12 month)' in the 2024 Banking Product Awards.
Full list of 2024 winnersThis account does not attract any ongoing account keeping fees, and its lets you make unlimited transactions. You can get an optional Visa debit card by paying a monthly fee of $5, which you don’t have to pay if you have a home loan with this credit union. This account allows direct credit and debits, you can pay bills using BPAY and you can access funds in your account via online and phone banking. Account holders stand to earn tiered interest in accordance to their account balance.
This savings account offers a competitive interest rate when your account balance remains over $1,000. You don’t have to pay any account keeping fees and you can make unlimited deposits and withdrawals. Access to money in your account comes via online and phone banking and you can use BPAY to pay bills. You can use this account to set up direct debits and credits.
You stand to earn a competitive interest rate if the balance in your account exceeds $1,000, and you don’t have to pay any account keeping fees. You can make as many deposits and withdrawals as you like. Access to money in your account comes through a Visa debit card as well as online and phone banking. You can use BPAY to pay bills, and you can set up direct credits and debits.
The overdraft facility is optional and subject to approval. The minimum and maximum limits are $1,000 and $20,000, respectively. A loan establishment fee applies.
This account is for children up to 16 years of age and does not charge any account keeping fees. It offers a competitive interest rate, and account holders can make unlimited deposits and withdrawals.
You can open a Gateway Bank Ltd term deposit with a minimum of $1,000 and the term can vary in between three months and five years. Your money remains locked away for the chosen term, while earning competitive interest. These term deposits don’t attract any ongoing account keeping fees.
You can initiate the application process for a Gateway Bank Ltd account online, and to do so now simply click on the ‘Go to Site’ button. Before applying, make sure you meet required eligibility criteria, as listed below:
Completing the application requires that you provide the following information:
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
Explore how the typical Australian uses their debit card in our detailed guide to debit card statistics.
Does your bank offer real-time payments using Osko and PayID? Find out below.
This handy step-by-step guide explains how to transfer money from one Australian bank account to another as quickly as possible.
Want to open a trust account to provide for your child or grandchild’s financial future? Here’s what you need to know.
What happens to a bank account after someone in Australia dies depends on what their will states. If the person didn't have a will, the money will often go to the next of kin. Here's how it works.
Debit card declined? Here are 9 of the most common reasons for your debit card declining and how to fix it.
Now is the best time to start looking at the new bank account offers and promotions available. There is fierce competition between banks for your business so you should take advantage of this opportunity and get yourself a deal.
Want to withdraw cash without your card? Learn what cardless cash options are offered with NAB, ANZ, Westpac and CBA.
The best bank account will help you manage your everyday spending with low fees and easy access to your money. Check out our Top Picks curated by experts.
When used wisely, a debit card provides you with great flexibility when it comes to handling your everyday financial needs.
I have 20700 to invest want best rate over 12 months int paid at end of term can you advise on where to invest have been looking at military bank at 5.15 is this good THANKS. GRAHAM
Hi Graham,
We have a page on term deposits that you might find useful to find the best 12-month rates.
I hope that helps.
Can a term deposit be in joint names and is there a limit $ on the government bank guarantee
Hi, yes term deposits can be held in joint names. The government guarantee covers $250k per person, per ADI. So If you had a joint account with 2 account holders, both account holders would be covered for up to $250k each.
Is your deposit of 250k into a fixed term deposit covered by the government bank guarantee?
Hi Lyndall,
Thanks for contacting Finder.
Yes it is covered under the bank guarantee.
Thanks
Raj
Are funds secured by Govt
Hi Jenny,
Yes, your deposit up to $250k is covered by the government bank guarantee.
Thanks,
Alison
A Will I be covered under the government guarantee?
Hi Roy,
Yes, your deposit up to $250k is protected under this scheme.
Thanks,
Alison