In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Gateway eMax Saver High Interest Savings Account

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Updated
Gateway Bank Ltd eMax Saver

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Maximum variable rate
3.45% p.a.
Base interest rate
0.1%p.a.

Summary

Maintain the minimum balance in your eMax online savings account and see a higher rate of return each month.

Gateway Bank Ltd makes it easy to meet the terms for high interest earnings with its online account. There is no limit to the number of deposits or withdrawals you make, but a competitive interest rate is applied to your deposit if you can meet and maintain a minimum balance requirement. Plus, watch your savings grow faster with the benefit of compound interest.

Pros

  • Unlimited withdrawals and deposits
  • Access your account anytime via Internet banking
  • Pay your bills via BPay
  • Higher interest on balance for $1,000 or more

Cons

  • An interest of only 0.01% on balances under $1,000

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Gateway Bank Ltd eMax Saver
Maximum Variable Rate 3.45% p.a.
Standard Variable Rate 0.10% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Interest rate

A competitive interest rate is applied to balances over $1,000. A nominal base rate is issued when your balance falls below that amount.

Interest payment frequency

Interest is calculated daily and paid into your account on the last day of each month.

How to apply

Eligibility

If you're already a member of Gateway Bank Ltd, you can call or email to apply for your new eMax Saver High Interest Savings Account. Before getting started, check that you meet the following eligibility requirements:

  • Minimum age. There are no age requirements for becoming a Gateway Bank Ltd member.
  • Residency requirements. You must have a residential address in Australia to apply.

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 Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Ubank High Interest Save Account
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Maximum Variable Rate p.a.
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Monthly Max Rate Conditions
  • Deposit $500
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ING Savings Accelerator ($150,000 - $500,000)
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Maximum Variable Rate p.a.
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Standard Variable Rate p.a.
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Macquarie Savings Account
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Maximum Variable Rate p.a.
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Suncorp Bank Growth Saver Account
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Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
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Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
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Bank of Queensland Simple Saver Account
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Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
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  • Balances up to $5,000,000
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Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
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Monthly Max Rate Conditions
  • Grow balance
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ING Savings Maximiser
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Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
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  • Deposit $1,000
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IMB Reward Saver Account
IMB logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
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4 months
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Monthly Max Rate Conditions
  • Deposit $50
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 Earn up to 3.25% p.a. after the introductory period ends.
St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
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 Extra 0.10% p.a. for 3 months for new customers who apply online, with balances under $250,000.
Bendigo Bank EasySaver Account
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Maximum Variable Rate p.a.
3.70%
Standard Variable Rate p.a.
3.70%
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Monthly Max Rate Conditions
  • N/A
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Showing 11 of 11 results
Sources
  1. Gateway eMax Saver High Interest Savings Account information page
  2. Gateway eMax Saver High Interest Savings Account TMD

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Alison Finder

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Alison Banney

Editor

Alison Banney is the money editorial manager at Finder. She covers all areas of personal finance, and her areas of expertise are superannuation, banking and saving. She has written about finance for 10 years, having previously worked at Westpac and written for several other major banks and super funds. See full profile

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