Gateway eMax Saver High Interest Savings Account

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Gateway Bank Ltd eMax Saver

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Maximum variable rate
3.45% p.a.
Base interest rate
0.10% p.a.

Summary

Maintain the minimum balance in your eMax online savings account and see a higher rate of return each month.

Gateway Bank Ltd makes it easy to meet the terms for high interest earnings with its online account. There is no limit to the number of deposits or withdrawals you make, but a competitive interest rate is applied to your deposit if you can meet and maintain a minimum balance requirement. Plus, watch your savings grow faster with the benefit of compound interest.

Pros

  • Unlimited withdrawals and deposits
  • Access your account anytime via Internet banking
  • Pay your bills via BPay
  • Higher interest on balance for $1,000 or more

Cons

  • An interest of only 0.01% on balances under $1,000

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Gateway Bank Ltd eMax Saver
Maximum Variable Rate 3.45% p.a.
Standard Variable Rate 0.10% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Interest rate

A competitive interest rate is applied to balances over $1,000. A nominal base rate is issued when your balance falls below that amount.

Interest payment frequency

Interest is calculated daily and paid into your account on the last day of each month.

How to apply

Eligibility

If you're already a member of Gateway Bank Ltd, you can call or email to apply for your new eMax Saver High Interest Savings Account. Before getting started, check that you meet the following eligibility requirements:

  • Minimum age. There are no age requirements for becoming a Gateway Bank Ltd member.
  • Residency requirements. You must have a residential address in Australia to apply.

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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Sources
  1. Gateway eMax Saver High Interest Savings Account information page
  2. Gateway eMax Saver High Interest Savings Account TMD

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Alison Finder

Editorial Manager, Money

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Alison Banney

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full profile

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