Our verdict

With no international transaction fees and cashback on contactless purchases, this is far more than just a debit card.

You can link a NAB Platinum Visa Debit Card with your NAB everyday transaction account to get a few extra benefits and perks, particularly for travel.

This debit card does come with a $10 monthly fee, but in exchange you’ll pay no international transaction fees on overseas purchases both in store and online. In comparison, the standard NAB Visa Debit Card charges a 3% international transaction fee on overseas purchases.

You’ll also earn 1% cashback on tap and go purchases, capped at $10 a month cashback. This means that if you make $1000 worth of tap and go transactions in the month, you’ll get $10 cashback. This type of cashback offer is really rare for a debit card.

NAB Platinum Visa Debit Card holders are also entitled to complimentary travel insurances, and get access to NAB’s Concierge Service for assistance booking flights, hotels or even restaurants.

Pros

Receive cashback on contactless purchases
Access to the NAB Concierge Service
$0 international transaction fees
Pay no withdrawal fee at 7,000+ ATMs
Apple Pay available, and NAB Pay for Android

Cons

$10 monthly account fee applies
Cashback offer is capped at $10 a month

The NAB Platinum Visa debit card isn’t your average everyday debit card. It’s packed with premium features, including no foreign currency transaction fees on overseas purchases and a cashback offer on your contactless purchases.

If you’re an existing NAB customer you can apply for this debit card within your mobile banking app when opening a NAB Classic Banking Account. If you’re not a NAB customer, you can order this debit card when opening a NAB Classic Banking Account. Read on to learn about all the features of this premium debit card.

Details

Key details

Product Name	NAB Classic Banking with Platinum Visa Debit Card
Monthly account fee	$10
Card access	Visa
Own network ATM fee	$0
International ATM Fee	International ATM fee $5
International transaction fee	0%
Monthly deposit required to waive account fee	N/A
Contactless Payments	Apple Pay, Google Pay, Samsung Pay, Garmin Pay

Eligibility

Minimum Age	18
Joint account availability	Yes
Minimum opening deposit	N/A

Key features

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$10 monthly card fee

You will need to pay a monthly fee of $10 to unlock the benefits of the card.

$0 international transaction fees

If you're an avid traveller or love to shop online from overseas outlets, this debit card is for you. There's no foreign currency fee on international purchases, saving you lots of money when using the card overseas.

$10 cash back offer

When you spend $1000 each month on contactless purchases with your NAB Platinum Visa debit card, you'll get up to $10 cashback.

Linked Visa debit card

You can use the Visa debit card online or instore wherever Visa is accepted.

Apple Pay and NAB Pay available

Link this card to Apple Pay to make contactless tap and go purchases with your iPhone or Apple Watch without your debit card. For Android users, you can link this car to NAB Pay for Android within the NAB app (NAB Pay is not available for iPhone).

NAB Concierge Service

This card gives you access to the NAB Concierge Service; a travel and lifestyle service for NAB signature, platinum and premium cardholders. You can use the service to book flights and accommodation as well as organise medical or legal services while abroad. At home in Australia, you can book tickets for live shows, rent cars and book restaurants.

Complimentary insurance

You could be eligible to receive complimentary insurance when travelling, such as transport accident insurance and flight inconvenience insurance.

Mobile app available

Access your money on the go via the NAB mobile banking app. You can use the app to turn contactless payments off or on, lock your card temporarily and notify NAB of upcoming overseas travel plans.

How to apply

You can apply for the NAB Platinum Visa debit card online, in branch or over the phone.

Eligibility

You must be over 18 years old.
You must be a permanent Australian resident.

- You must have a NAB everyday banking account, such as the NAB Classic Banking account.

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Alison Finder

Editor

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Tom

May 09, 2023

with an NAB Platinum Debit Card, how much is the foreign currency cash withdrawal charge at an International ATM ?

Alison Banney Finder

May 10, 2023

Hi, an ATM withdrawal fee of $5 applies when using your card at an overseas ATM.

Allan

April 20, 2023

I after a credit card that was equivilent to a westpac platinuim card that I had and would like to invest my monies into the new card as a banking and travelling card I use every day. Can this card do this. Allan

Alison Banney Finder

April 21, 2023

Hi Allan, this account is a debit card not a credit card. If you’re looking for a credit card you may find our credit card comparison helpful instead: https://www.finder.com.au/credit-cards

Doug

March 29, 2023

How do I get a letter of eligability to show cruise line that requires insurance cover to visit some countries

Alison Banney Finder

April 17, 2023

Hi Doug, we’d suggest getting in touch with NAB directly to ask about your included insurances, eligibility and documentation as this may change between customers.

Peter

August 05, 2019

Hi,

I am travelling overseas and want a card that I can use for a few weeks that doesn’t charge foreign fees. I am a NAB customer, so was just going to apply for the platinum visa debit card, but only want it for my overseas purchases, as it has a monthly fee. Can I keep both cards and cancel one when once I have finished my travel?

Thanks,

Peter

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Jeni Finder

August 06, 2019

Hi Peter,

Thank you for getting in touch with Finder.

Kindly get in touch with NAB if you consider getting 2 Visa debit cards. You may also consider using travel money cards while on holiday overseas as they prevent charging you foreign transaction fees like NAB’s Visa debit card. You may also learn your travel money guide of the country you’re traveling to by clicking the country on the left side of the travel money card’s page.

I hope this helps.

Thank you and have a wonderful day!

Cheers,

Jeni

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Andrew

February 12, 2019

Is the Nab Platinum Visa Debit card linked to my current everyday account with Nab or do I need to open a new account?

Jeni Finder

February 13, 2019

Hi Andrew,

Thank you for getting in touch with finder.

Since you’re an existing NAB customer, this card must be linked to your existing everyday account. Kindly contact NAB directly on this matter or upgrade to the new debit card from your mobile banking app or through Internet banking.

I hope this helps.

Thank you and have a wonderful day!

Cheers,

Jeni

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NAB Classic Banking with Platinum Visa Debit Card

Pros

Cons

Key features

$10 monthly card fee

$0 international transaction fees

$10 cash back offer

Linked Visa debit card

Apple Pay and NAB Pay available

NAB Concierge Service

Complimentary insurance

Mobile app available

How to apply

Eligibility

Compare other transaction accounts

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