New Maxi Saver customers who open an account online can earn an introductory bonus rate of 5.15% p.a. for the first 3 months. Plus, pay no account keeping fees and make withdrawals whenever you need while still being eligible for interest.
St.George Maxi Saver savings account
- Maximum variable rate
- 5.15% p.a.
- Base interest rate
- 1.1%p.a.
Our verdict
You can earn an introductory bonus interest rate of 5.15% p.a. for the first 3 months.
When applying for the Maxi Saver you'll automatically receive a linked St. George transaction account, no need to complete two applications! This transaction account comes packed with handy features including Cardless Cash and access to the mobile banking app.
Pros
-
Introductory rate of 5.15% p.a. for first 3 months
-
$0 Account keeping fees
-
Unlimited electronic transactions
-
Bonus interest applies to the entire balance
Cons
-
Interest rate drops significantly to 1.1% after the introductory period
-
Required to link to a St.George Everyday bank account
Details
Key details
| Product Name | St.George Maxi Saver |
| Maximum Variable Rate | 5.15% p.a. |
| Standard Variable Rate | 1.10% p.a. |
| Monthly Account Fee | $0 |
| Minimum Opening Deposit | $0 |
| Minimum Age | 18 |
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Alison Finder
Editor
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Angus Kidman Finder
September 23, 2024
Hi Michal, You should still qualify for the bonus, provided you haven’t specifically held a Maxi Saver account before – that’s the key condition.
Maria
March 18, 2024
I do not have any account with St George. To open a Maxi Saver account must I have an existing account with St George ?
Sarah Megginson Finder
March 25, 2024
Hi Maria, No you don’t need to be an existing account holder, however you may have to visit a branch to verify your identity.
cynthia
December 06, 2021
how to delete my maxi account on st george and are there any fees if i keep it without by savings in it?
Alison Banney Finder
December 11, 2021
Hi Cynthia,
For guidance in closing your account, you may visit a St.George branch near you or call them on 13 33 30.
The Maxi Saver doesn’t have monthly account-keeping fees nor does it have a minimum monthly balance/deposit requirements. However, keep an eye out for monthly fees applied to the linked St.George bank account.
I hope this helps.
Best,
Alison
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Craig
November 08, 2018
I am an existing home loan customer of St George.
My daughter is transfering to me $1800 a fortnight from her pay as a forced savings measure (otherwise she just spends it).
I imagine this will keep building for a year or several years.
I need to separate these funds from my own.
What would be the best St George accumulation account for this?
Thanks.
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Joshua Finder
November 21, 2018
Hi Craig,
Thanks for getting in touch with Finder. I hope all is well with you. :)
The best St.George savings account for you would be depending on your needs, preference, and budget. Aside from St. George Maxi Saver, you can explore other St.George savings account using our comparison table.
If you are also open to other brands, there are other high-interest rate savings accounts with interest rates as high as 3.10%.
Once you have chosen a particular account, you may then click on the “Go to site” button to be redirected to the bank’s website where you can proceed with your application or get in touch with their representatives for further assistance.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
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Marie
March 28, 2018
Am I considered a “new customer” if I open up a St George Maxi Saver even if I have previously been a customer before with one of your subsidiary banks like Bank of Melbourne ?
Lou Finder
March 28, 2018
Hi Marie,
Thanks for your question.
You are still considered a new customer even if you previously held an account with one of St. George’s subsidiary banks. A new customer is someone who is opening a St.George Maxi Saver account for the first time.
Cheers,
Anndy
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michael
April 16, 2024
If I have had a STGeorge debit and credit card since my first home loan and still use these accounts for the last last 40yrs, can I get this 5.35% rate?