Westpac Choice Student Account
![Westpac Choice Student](https://www.finder.com.au/niche-builder/5e8ec12d4060e.png)
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Summary
This account has no account keeping fees for full-time students and offers a Westpac Digital Card, which can be used within the Westpac App 24/7 and comes with a dynamic PIN that changes every 24 hours.
This everyday transaction account has no monthly account keeping fee for full-time students and customers aged under 30.
The Westpac Digital Card, available within the Westpac App, can be used as a digital version of your debit card to make purchases with your phone or wearable device 24/7.
You can access over 3,000 Westpac Group ATMs in Australia for free along with 50,000 global ATMs that are part of Westpac’s Global ATM Alliance.
Pros
-
$0 monthly account keeping fee
-
Westpac Digital Card via the Westpac App
-
Access 50,000+ ATMs globally for free with the Global ATM Alliance
-
Get cash without your card using Cardless Cash
Cons
-
Overseas ATM fee applies
-
International transaction fee applies
Details
Key details
Product Name | Westpac Choice Student |
Monthly account fee | $0 |
Card access | Mastercard |
Own network ATM fee | $0 |
International ATM Fee | $5 |
International transaction fee | 3% |
Monthly deposit required to waive account fee | N/A |
Contactless Payments | Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay |
Eligibility
Minimum Age | 12 |
Joint account availability | No |
Minimum opening deposit | N/A |
Residency status | Have an Australian Residential Address |
Your reviews
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2021/07/AlisonBanney_Finder_600x600.jpg)
Alison Finder
Editor
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![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2021/07/AlisonBanney_Finder_600x600.jpg)
Alison Banney Finder
January 25, 2022
Hello,
To open an account online, simply click the ‘Apply now’ option on Westpac’s site and complete the online application form. You’ll need to have some ID handy to verify your identity.
Thanks,
Alison
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
NH
June 29, 2017
Is Westpac Choice student available for exchange student in Australia as well?
Thank you,
Nutcha
May Finder
June 29, 2017
Hi Nutcha,
Thanks for reaching out.
Yes, that’s right. So long that you’re currently in Australia and have an Australian residential address. If you are overseas, there is a separate application process to follow and you may need to get assistance direct from Westpac to apply.
Cheers,
May
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Oksana
August 29, 2016
Hello,
Do you open a USD saving account or it can be only AUD? And if yes what are the fees?
If no, how can I change USD to AUD as a student in your bank? Or I can open a savings account for this currency (10 000$)?
Thanks
Clarizza Fernandez Finder
August 30, 2016
Hi Oksana,
Thanks for your comment. I have responded to you with some information on the NAB Classic Banking page.
Clarizza
Philomena
December 29, 2021
How do I open an account online?