In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
🌏 Green company

Bank Australia Commercial Visa credit card

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Bank Australia Commercial Visa Credit Card - DISCONTINUED
Terms and conditions apply
Purchase rate
16.99% p.a.
Annual fee
$59 p.a.
Interest-free on purchases
Up to 45 days

Our verdict

No longer offered

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The Bank Australia Commercial Visa credit card is currently not accepting new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. You can also compare a range of current low rate offers on Finder.

Pros

  • Take advantage of a low variable interest rate of 16.99% p.a. on purchases and cash advances.
  • Complimentary travel insurance
  • Receive an access to Apple Pay, Google Pay, and Samsung Pay.

Cons

  • There is an interest-free period of only up to 45 days on purchases as compared to other cards that offer up to 55 days interest-free.
  • There is no incentive for spending with this card as it has no rewards program.

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Bank Australia Commercial Visa has a $59 annual fee and free additional cards for employees. It also has a 16.99% p.a. variable interest rate and offers up to 45 days interest-free on purchases when you pay the closing balance in full by the due date on each statement.

Details

Product details

Product Name Bank Australia Commercial Visa Credit Card - DISCONTINUED
Purchase rate p.a.
Purchase rate p.a.
16.99%
Interest-free period
Up to 45 days on purchases
Min credit limit $1,000
Card type Visa

Eligibility

Available to temporary residents No
Joint application No

Rewards

Bonus points N/A

Fees

Annual fee
Annual fee
$59
Minimum monthly repayment 2.5% of the closing balance or $20, whichever is greater
Foreign currency conversion fee
Foreign currency conversion fee
3%
Cash advance fee $3.50
Overseas cash advance fee $3.50 + foreign currency conversion fee
Overseas ATM withdrawal fee $3.50
Additional cardholder fee $0

How to apply

If you want to open a Bank Australia Commercial Visa credit card account, you can enquire by calling Bank Australia on 132 888, visiting a branch or sending an email via the bank's website.

A Bank Australia representative will then take you through the eligibility requirements and details you'll need to provide, as they do vary depending on your business entity and circumstances. Want to know what to expect? You can check out Finder's guide to business credit cards for details of what you'll typically be asked for when you apply.


Card benefits

  • Cards for employees. This card offers free additional cards for your employees, which means you can keep track of all spending in one place. This can help you save time on tasks such as expense management and financial reporting.
  • Interest-free days on purchases. If you pay the account's closing balance in full by the due date on each statement, you'll get up to 45 days interest-free on purchases.

Rates & fees

  • Annual fee. The $59 annual fee on this card is competitive with other business accounts.
  • Interest rate. This card has a variable interest rate of 16.99% p.a.

Your reviews

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Editor

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