We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these ):
Based on Bank of Queensland (BOQ) bank account scores in Finder's 2024 Customer Satisfaction Awards.
BOQ offers many different ways to do your banking.
BOQ has more than 250 bank branches spread across Australia (although the majority of these are in QLD).
BOQ's ATM network includes around 3,000 ATMs in Australia. This includes the rediATM network which BOQ is part of. BOQ customers can also use their Australian debit cards to withdraw cash for free at CommBank, NAB, Westpac and ANZ ATMs throughout Australia.
Customers can access the BOQ Internet banking portal 24/7 to review transactions and balances, see more detailed transaction data, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new BOQ bank accounts.
The BOQ app is free to download, and has a 1.2 star rating in the App Store and a 2.4 star rating in the Google Play store. You can do your day-to-day digital banking using the app 24/7.
BOQ offers Apple Pay, Google Pay and Samsung Pay to customers with a BOQ debit or credit card.
"Bank of Queensland has a fantastic savings interest rate that I've been taking advantage of for years. The small criteria of a deposit and 5 everyday transactions is very easy to meet. At the end of the day, I feel with this account I don't need to jump through hoops to get the best rate."
Pros
You can apply for a new BOQ account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.
If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.
The Bank of Queensland Smart Saver Account has an ongoing bonus rate on balances up to $250,000 for customers over 36.
The Everyday Account has no monthly account keeping fees, spend tracking features and instant payments via PayID.
The Bank of Queensland Superannuation Savings Account gives you a bonus introductory period and the ability to withdraw your SMSF’s savings without restriction.
An offset Account linked to your personal Bank of Queensland home loan gives you access to your savings while they work to reduce your mortgage balance.
A premier high interest savings account may be just what you need in order to reach your future financial goals.
With a small nest egg Bank of Queensland allows you to make good progress with your savings goals by providing flexible terms and a competitive interest rate.
does Bank of Queensland use OSKO or PayID
Hi Peter,
BOQ offers account-to-account transfers (Pay Anyone) to a PayID, and other one-off or scheduled payments (for example, direct debits and payroll payments by businesses) made through NPP/Osko.
WHAT IS THE INTEREST RATE FOR $250.000….
Hi Nick, That rate would vary depending on which of these accounts you picked, and if you met the eligibility and terms – but across the main BOQ accounts, it varies between 4.85% and 5.5% right now. You might find it useful to compare high-interest savings accounts more broadly with our main guide. Hope this helps.
Do you issue cheque books with any of your accounts?
Hi Helen,
We’re a review and comparison site, we’re not directly affiliated with BOQ so we can’t offer customer service. Your best bet is to contact them directly with this enquiry: 1300 557 272.
Best of luck!
has BOQ term deposit interest changed since new interest rate .
i am looking 2.000.00 deposit, thank you Tony
Hi Tony,
When the rate decision was announced, BOQ released a statement confirming home loans would increase by 0.25%.
On savings accounts, they stated: BOQ understands the ongoing challenges this environment has presented to household budgets. To help customers build up their savings, we have continued to reward them with competitive rates.
This indicates they did not increase interest rates on savings accounts in November.
You can read the full statement here: https://www.boq.com.au/About-us/media-centre/media-releases/2023/november-rba-decision
Hope this helps!
Does boq do cardless cash please
Hi Chris,
Bank of Queensland does not offer cardless cash. If you would like to find a bank that does offer cardless cash, then have a look at this page.
Thanks
Raj