Bankwest Qantas World Mastercard

• Age. You must be at least 18 years of age.
• Eligible balance transfer. If you want to request a balance transfer, you can transfer from $500 up to 95% of your credit limit from Australian cards not issued by Bankwest.

Documents and details

• Personal details. This includes your full name, email address, residential address, date of birth, driver's licence number, marital status, number of dependents and contact number.
• Frequent flyer number. You will need to provide your Qantas Frequent Flyer number on the application so you can earn Qantas Points through this card. If you’re not a frequent flyer member yet, you can get the $99.50 joining fee waived when you sign up via Bankwest or check out our guide for other ways to join Qantas Frequent Flyer for free.
• Employment details. This includes your current job title, length of employment, income and your employer's contact details. You also need to provide payslips showing your income for the past 45 days, or bank account details showing the past three months worth of salary payments.
• Other financial details. If you receive payments from an investment property, superannuation or pension, you'll need to provide details and documents to verify this income. You'll also need to share details of other assets, such as savings, existing debts and loans, as well as estimates of your regular household bills and grocery spending.
• Balance transfer details. For balance transfers, you'll need to include details of the existing credit card debt (or debts) that you want to transfer to the new card.

• Complimentary overseas travel insurance. The Bankwest Qantas World Mastercard offers complimentary, comprehensive overseas travel insurance, which includes cover for overseas emergency medical, baggage and cancellations. It also offers transit accident insurance and interstate flight inconvenience insurance. As with any travel insurance, make sure you read the policy document for full details of the cover and claims process.
• Purchase insurances. This card also gives you access to purchase security insurance, price guarantee cover and extended warranty insurance for eligible items.
• Digital card and wallets. You can set up a digital version of your card through the Bankwest app once you're approved, then start using it before the physical one arrives in the mail. You can also add it to your Apple Pay, Google Pay and Samsung Pay digital wallets.
• Balance transfer offer. This card offers a low introductory rate of 2.99% p.a. for the first 9 months on balance transfers. There is no balance transfer fee for this offer, but keep in mind that some other cards have 0% balance transfer offers. And after the introductory period, any remaining balance from the transfer will attract a 19.99% p.a. variable rate.
• No fee for additional cardholders. You have have up to 3 additional cardholders for no extra fee.

• Interest-free days. This card offers up to 44 days interest-free on purchases when you pay the total balance, excluding any balance transfers, by the due date on your statement.
• Cash advance rate. If you use this card to withdraw cash or make any other cash advance transactions, a 21.99% p.a. interest rate applies from the date of the transaction.
• Cash advance fee. A fee of 3% of the transaction amount or $4 (whichever is greater) also applies for cash advances and cash-equivalent transactions.