The Smart eSaver account gives you a real incentive to save by paying you a bonus interest rate just for making no withdrawals each month. You have to link your savings with a Bankwest transaction account, which will then make managing your savings and making transfers as easy as logging into your account online. With no fees to pay, you can feel confident that your savings are growing at a steady rate.
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Bankwest Smart eSaver
- Maximum variable rate
- 2.45% p.a.
- Base interest rate
- 1%p.a.
- Minimum deposit
- $0
Our verdict
Maintain your savings balance and be rewarded with a bonus interest rate.
You must link your Bankwest Smart eSaver account to a Bankwest transaction account to receive the bonus interest.
Pros
-
Earn a competitive interest rate of 2.45% p.a. if conditions are met
-
$0 Account keeping fees
-
Phone and internet banking available
Cons
-
You'll lose the bonus interest if you make a withdrawal
-
Need to link to Bankwest transaction account
-
Bonus interest rate applies up to balances of $500,000.99
Details
Key details
| Product Name | Bankwest Smart eSaver - Discontinued |
| Maximum Variable Rate | 2.45% p.a. |
| Standard Variable Rate | 1.00% p.a. |
| Monthly Account Fee | $0 |
| Minimum Opening Deposit | $0 |
| Minimum Age | 12 |
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Alison Finder
Editor
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Nikki Angco
October 19, 2019
Hi Sue,
Thanks for your comment. It’s good to know that you are looking for ways to save money. If you are interested in applying for the Bankwest Smart eSaver, carefully review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.
You can find the Bankwest’s requirements when you click the tab above that says How To Apply. When you are ready, visit their main website to start the application.
Hope this helps and feel free to reach out to us again for further assistance.
Best,
Nikki
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Sue
October 18, 2019
I want to try very hard to save money to buy a car within 7 months for myself and I have trouble saving money, after I have to pay bills.