The BOQ Specialist Signature is a premium credit card you can get if you're a doctor, dentist, vet or student in a related field. It gives you access to exclusive offers through the Visa Luxury Hotels Collection, Visa Front Line Access and a concierge service. You can use it anywhere Visa cards are accepted, including with Apple Pay and Google Pay. But its 20.5% p.a. purchase rate means you'll typically get more value from it if you pay the total account balance in full each month to make use of interest-free days on purchases.
BOQ Specialist Signature Credit Card
- Bonus points
- 20,000
- Purchase rate
- 20.5% p.a.
- Reward point per $ spent
- 1
- Annual fee
- $400 p.a.
Our verdict
Offers 20,000 bonus Qantas Points or Velocity Points and airport lounge access but is only available to select professionals including doctors, dentists and vets.
Pros
-
20,000 bonus Qantas Points or Velocity Points
-
Uncapped rewards points
-
Airport lounge access and complimentary travel insurance
Cons
-
Has a considerably high annual fee of $400
Details
Product details
Product Name | BOQ Specialist Signature Credit Card |
Purchase rate p.a. | Purchase rate p.a. 20.5% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 20.5% |
Min credit limit | $15,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Minimum income | $120,000 |
Joint application | No |
Rewards
Rewards program | Qantas / Velocity Frequent Flyer |
Bonus points | 20,000 |
Rewards points per $ spent | 1 |
Fees
Annual fee | Annual fee $400 |
Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
Late payment fee | $0 |
Foreign currency conversion fee | Foreign currency conversion fee 3.2% |
Overseas ATM withdrawal fee | $0 |
Additional cardholder fee | $0 |
Number of additional cardholders | 9 |
Your reviews
Amy Finder
Editor
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.