Motorhome insurance Australia
What it is, what it can cover and where you can get it.
Key takeaways
- Motorhome insurance is for vehicles with a motor, not for towed vehicles like caravans or camper trailers.
- Motorhome insurance can cover you for hail, storm, fire, damage and theft.
- There are a range of providers to purchase this cover from.
What is motorhome insurance?
Motorhome insurance is like car insurance for your motorhome. It's specifically for vehicles with motors, instead of vehicles that are motorless and are towed by a car - like a camper trailer. It includes coverage for motorhome specific needs like your annexe, food spoilage, motor burnout and more.
What's included in motorhome insurance?
Every policy is different but you can use the below as a general guide for what's typically included and what's sometimes available as an optional extra.
Typical inclusions
These benefit inclusions and limits will change per provider. To know the specific for your provider, check the product disclosure statement (PDS).
- Legal liability
- Accidents; damage arising as the result of an accident. This includes damage to your motorhome as well as damage your motorhome causes to other property
- Fire, storm and flood
- New motorhome replacement if yours is written off in the first 2 years of its registration. The terms of this benefit change from provider to provider
- Theft and vandalism
- Towing
- Emergency repairs
- Emergency accommodation and transport
- Contents
- Food spoilage
- Lock replacement
Typical optional extras
- No excess window glass damage
- Hire vehicle
- Motor burnout
Motorhome insurance provider comparison
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FAQs
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