Up to 10% off on your first year’s premium when you buy caravan insurance online.
Options for static and touring caravans, motorhomes and trailers.
You can add lay-up cover to reduce your premium while you’re not using your caravan - a handy benefit that isn’t offered by every insurer.
Cons
Only $800 is offered for emergency repairs, while some brands cover up to $1,000.
Up to $20 million is covered for legal liability, but some brands extend to $30 million.
There’s no option to choose your own preferred repairer.
How does NRMA compare with other popular caravan insurance insurance providers?
NRMA is one of the few brands to offer lay-up cover, which can reduce your premium (and your benefits) for a pre-agreed period while you’re not using your caravan. However, only $800 is covered for emergency repairs while many brands offer $1,000.
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What additional cover options are available?
NRMA offers some additional cover options to strengthen your policy if you wish:
Lay-up cover - Reduce your premium, and benefits, for a set period while your caravan is not being used.
No excess for glass damage - Waive the excess on claims that are just for windscreens, window glass, or sunroof damage.
Motor burnout - Add cover for electric motor burnout in things like fridges or air con units.
NRMA caravan insurance claims process
To start a claim on your NRMA caravan insurance, log into your account online and follow the instructions. If you need help along the way, you can call 131 123.
FAQs
Caravans, motorhomes and trailers are completely distinct vehicles so you need a policy that correctly matches the vehicle, so the benefits and pricing is appropriate.
NRMA caravan insurance is available in all states and you’ll be covered anywhere in Australia.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio
Nicola's expertise
Nicola has written 245 Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
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