As part of the 2024 Finder car insurance awards, we compared over 30 comprehensive car insurance policies. CommBank has generous benefit limits compared to many other car insurance brands, but its premiums are also significantly higher than average - particularly for young people. If price is your priority, you'll likely find cheaper car insurance elsewhere.
CommBank has fairly expensive premiums with an average annual cost of $1,698 - 25% higher than average. Younger drivers saw even higher premiums, some even surpassing $4,000. However, this is coupled with higher benefit limits and the best car insurance for you may not always be dependent on price alone.
Keep in mind, the below table is based off a fictional profile and your own quote will differ.
| Insurer | NSW | QLD | SA | TAS | VIC | WA | Australia average | Apply |
|---|---|---|---|---|---|---|---|---|
 | $2,122 | $1,517 | $1,542 | $1,240 | $2,230 | $1,536 | $1,698 | More info |
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
About our car insurance methodology
CommBank offers a range of cover options to customise your policy, including:
Drivers who text are 10 times more likely to crash yet a large number of Australians still do it.
Here's a guide to getting affordable car insurance that will still cover the essentials.
A side by side comparison of Youi and Budget Direct car insurance including expert analysis of pricing, features, complaints and reviews.
Here's when you can and can't drive an unregistered vehicle legally.
Your guide to protecting your van with van insurance.
Your guide to Blue Slips.
Find out what car insurance options are available for rideshare drivers, including Ubers.
Complete guide to getting car insurance for learner drivers in Australia.
Read the detailed review on classic car insurance specialist Ryno.
Car insurance cover notes are no longer available in Australia. Read on to learn why and what your alternatives are.
Hi John,
Without knowing your full driving history, it’s hard to suggest car insurers that may be a good fit for you. If your previous claims have been due to at fault accidents, then you may find this page helpful: https://www.finder.com.au/high-risk-car-insurance. If your previous claims are related to other things, then I’d suggest getting in touch with an insurance broker to see if they can connect you with any specialist providers.
All the best!
Peta