Compare third party car insurance

Our researchers gathered 200+ third party property damage quotes from 20 different insurers to help you compare your options.

Third party property damage car insurance comparison

Product FCI Accidental damage Damage to Other People's Car Fire and theft Roadside Assistance Legal Liability
  • $20,000,000
    ⭐ Current offer: Covered up to $5,000 for accidental damage to your car caused by an uninsured third party.

    Who it might be good for: Drivers who want a reliable insurer. It was the 2022 Insurer of the Year for Customer Satisfaction.
  • Optional add-on
    $20,000,000
    ⭐ Current offer: Save 15% on your first year's premium when you purchase a new policy online. T&Cs apply.

    Who it might be good for: Drivers who only want cover for damage to another person’s vehicle and up to 15% off your first year.
  • Optional
    $30,000,000
    Who it might be good for: Drivers who want a relatively cheap policy and a more environmentally-friendly brand – QBE was the 2022 Finder Green award winner.
  • Optional
    Optional add-on
    Yes - $20,000,000
    Up to $20 million legal liability cover plus up to $3,000 for damage caused by uninsured drivers.
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    Great for price: Virgin third party property damage car insurance

    Virgin Money

    Our verdict

    Virgin is consistently one of the cheapest third party policies available. Our team got 250 quotes for third-party car insurance from 20 popular providers. Virgin was the joint cheapest on average across all major states.

    Gary Ross Hunter
    Selected by Gary Ross Hunter – car insurance specialist
    More info

    Great for value: Budget Direct third party property damage car insurance

    Budget Direct car insurance

    Our verdict

    Budget Direct was the second cheapest third party policy, according to our research. To be exact, it was $1 more a year than Virgin! They're virtually the exact same policy but Budget Direct has more positive online reviews, so is still worth calling out.

    Gary Ross Hunter
    Selected by Gary Ross Hunter – car insurance specialist
    Get a quote
    Gary Ross Hunter's headshot
    Editor, Insurance

    Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

    Gary Ross's expertise
    Gary Ross has written 644 Finder guides across topics including:
    • Health, home, life, car, pet and travel insurance
    • Managing the cost of living

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