Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
Everyday car insurance has a great Finder Score of 7.3/10.
Cons
It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
Excess free windscreen cover is only an optional extra. Other insurers like Australia Post include excess free windscreen repairs as part of its standard comprehensive policy.
How does Everyday compare with other insurers?
As part of our 2024 car insurance awards, our experts analysed 30+ comprehensive car insurance policies, comparing over 640 features and 1,000+ quotes. Here's how Everyday stacked up next to other insurers.
Features
Everyday's comprehensive car insurance policy offers reasonable coverage for a mid-range cost. In terms of perks, it's great for those who shop at Woolworths as you can get 10% off your grocery shop once per month. Otherwise it offers a similar level of coverage to other insurers who may be cheaper. It includes damage to your own car, damage to other people's property, a new car replacement if yours is written off within 2 years of its first registration, a hire car after theft and personal effects coverage up to $500.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
According to our research, Everyday's comprehensive policy is a little more expensive than its competitors. We looked at 32 insurers; Everyday was in the top third of most expensive policies. See below how it compares to other popular car insurers.
Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2024, we asked Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the insurers scored, these were the top 3. See our methodology for how each provider was scored.
Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
Roadside assistance: This is an optional add on for all Everyday policies.
FAQs
Everyday car insurance is underwritten by Hollard.
Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio
Just like your car, you can protect your boat in the same way with insurance. Boat insurance can cover you for a range of things from personal liability and third party damage, to natural disasters and vandalism.
My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
NikkiMarch 6, 2019
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
SangeJune 13, 2018
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
NikkiJune 13, 2018
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
dasherFebruary 24, 2018
do you have caravan insurance?????
Finder
JonathanFebruary 26, 2018Finder
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
CarlosJune 20, 2017
Does Woolies comprehensive cover at driver’s fault?
JonathanJune 20, 2017
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
michaelApril 23, 2017
is due I want to add an item do not automatically renew.
Finder
ZubairApril 26, 2017Finder
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Cheers,
Zubair
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My car was damaged by the hail storm, it’s just been fixed and ready for me to pick up, however I was told I needed to pay the excess.
Hail is a natural disaster and not my fault so excess should not be liable by me.
Could you clarify this please.
Vanessa
Hi Vanessa,
Thanks for reaching out! According to our page and Woolworths’ their comprehensive car insurance covers natural events. I suggest to review your policy on natural events and contact Woolworths to clarify this. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
My car is now useless so I want to cancel my Woolworth insurance monthly 37.39 premiums so how to cancel my insurance policy?
Hi Sange,
Thanks for getting in touch!
You may cancel your cover any time you want.
If you’re paying premiums monthly there will be no refund.
If you’re paying premiums annually, you can get a refund for any unused portion of the premiums, minus statutory charges and the cancellation fee.
Hope this helps.
Cheers,
Nikki
do you have caravan insurance?????
Hi Dasher,
Thanks for your inquiry.
Woolworths doesn’t currently offer caravan insurance. If you are trying to get a quote for caravan insurance, you may head to our comparison table to find a list of insurers. To get a quote, just click the “Get Quote” icon. You may also click the “Load More” icon to view more insurers.
Before you buy any insurance policy, I encourage you to review their Product Disclosure Statements and Terms & Conditions to make sure you’re covered for what you need.
Best,
Jonathan
Does Woolies comprehensive cover at driver’s fault?
Hi Carlos!
Woolworths Third Party Property Damage Cover has the coverage for your at-fault accident as well as legal liability. Check them on this page.
Should you need to clarify further, you may contact them directly or click “Get Quote” to be redirected to their page and access Product Disclosure Statement.
Hope this helps.
Cheers,
Jonathan
is due I want to add an item do not automatically renew.
Hi Michael,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually Woolworths Car Insurance. You will need to contacted Woolworths Car Insurance directly about this matter.
Cheers,
Zubair