What's the cheapest type of car insurance?

Third party property damage car insurance is generally the cheapest type of car insurance.

Can I adjust my cover later if I buy cheap car insurance now?

Generally, yes. If you buy a cheaper, more simple car insurance policy for your needs now, you can typically adjust it to include more thorough coverage later. Many comprehensive policies will allow you to add further coverage later as needed.

What's the cheapest comprehensive car insurance?

According to Finder's 2024 Finder Awards , Bingle offers the cheapest comprehensive car insurance. Keep in mind, the cost of your policy will differ depending on your own circumstances and this should be used as a guide only.

What's the cheapest car insurance in NSW?

According to Finder research, Hume Bank offers the cheapest comprehensive car insurance in NSW at an average of $900. You can view our price comparison and methodology for gathering quotes here .

What's the cheapest car insurance in Melbourne?

According to Finder research, Bingle is the cheapest car insurance in Melbourne, at an average cost of $1,156. You can read the methodology for how we got these quotes here .

Who has the cheapest car insurance?

Based on Finder's 2024 Awards research, Bingle, RoLLiN' and Hume Bank offer some of the cheapest car insurance policies on average in Australia.

How does age impact the cost of car insurance?

Younger drivers will generally pay more for car insurance than older drivers. That's because insurers see young drivers as being more likely to have an accident due to having less driving experience. This means, in an insurer's eyes, there's a higher likelihood of those under 25 having to make a claim on their policy.

What is the cheapest car insurance for a young driver?

Young drivers who are on their p-plates and those under 25 can choose from a range of third party or comprehensive policies . Our research suggests that RoLLiN' car insurance is particularly good for younger drivers as it does not have an age excess as many other insurers do.

How much does CTP insurance cost?

Compulsory third party (CTP) car insurance generally costs between $430 and $750 per year but this will depend on the model and usage of your car . CTP insurance, which is legally required to register a car in Australia, protects you from legal costs that result from injuries and deaths suffered on the road. It doesn't cover any kind of vehicle damage or damage to any other type of property.

Is there cheap car insurance for Uber and other rideshare drivers?

A really good option for finding cheap cover is to compare a range of policies that offer rideshare insurance . Keep in mind that not all car insurance providers offer rideshare cover while some will only offer a rideshare extension on their comprehensive plans. As with any car insurance , your ability to find the cheapest cover differs depending on things like your age, occupation, the vehicle you drive and the area you live in.

What’s the cheapest car insurance in QLD?

According to our research , the cheapest car insurance in QLD is RoLLiN' car insurance. A policy in Queensland from RoLLiN' costs an average of $834 which is substantially less than the overall Queensland average of $1,274. To see how we got these costs, read our car insurance methodology.

Are there any discounts available for car insurance

Yes, there are often online discounts available for new customers. You can view a range of car insurance discounts here .

Why is Bingle so cheap?

Bingle keeps premiums low by operating online-only rather than having expensive bricks and mortar premises to interact with customers. They also offer limited extras, focusing on essential coverage to cut down costs .

Who normally has the cheapest car insurance?

Budget Direct and Bingle are known as being affordable insurers, and are often among the cheapest providers, particularly for younger drivers. They offer affordable third-party and comprehensive policies , but the range of coverage is generally more restrictive, which reduces their claim payouts. This allows them to charge lower premiums, while still turning a profit.