Compare roadside assistance NSW

Flat battery, punctured tyre or out of petrol? Roadside assistance has you covered from $6.70 per month.

Roadside assistance NSW could be a great investment if you want to avoid being stranded on the side of the road with nobody in sight and avoid expensive, out-of-pocket towing bills. It can even cover you for problems that may be your own fault, like locking yourself out of the car.

Compare stand-alone roadside assistance cover options as well as comprehensive car insurance policies that include roadside assistance cover below and get quotes today.

Want help day and night? Compare roadside assistance

Product AUFCI-RSA Call-outs (Unlimited/4 per year) Joining Fee Fuel Replacement Locksmith Cost per Month
Unlimited
No joining fee
Up to $15
Up to $125
N/A
15% discount on your first year's membership when you buy online and use the code SOLVED15. T&Cs apply.
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Name Product FCI Roadside assistance Accidental damage Choice of repairer Agreed or Market Value
Youi logo
Optional
Agreed or Market
Summary: One of the only insurers to automatically include roadside assistance. It also won 12 out of the 22 categories in Finder's 2024 customer satisfaction awards.

Winner of 12 out of the 22 categories in Finder's 2024 customer satisfaction awards. Yes, that many.
Qantas Car Insurance logo
Optional
Optional
Agreed or Market
Summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 40,000 Qantas Points with every car insured by 29 January. Plus save 15% on your 1st year’s premium when you purchase online. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
Huddle logo
Optional
Agreed or Market
Summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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What does roadside assistance cover me for in NSW?

While different providers may cover some scenarios and not others, there are a number of common reasons for roadside assistance that most providers include:

  • Flat batteries. It might be that your battery has run out of juice or you just need someone to jump-start the engine for you. Either way, the problem should be able to be solved at the scene.
  • Out of petrol. You’re driving along but realise too late that the needle’s all the way down to zero. Usually, roadside assistance drivers will carry a small quantity of petrol or diesel with them, but otherwise they’ll get you to the nearest servo.
  • Flat or punctured tyres. Maybe you ran over something or you put the pressure cap back on incorrectly. Roadside assistance providers will change it over for you if you can’t.
  • Restarting your car. When all else fails and you don’t know why your car won’t start, roadside assistance will help sort it out.
  • Lockouts. Staring in at your keys lying on the dashboard of your very locked car isn’t a pleasant feeling. Roadside assistance will get you inside your vehicle once more and even pay a portion of locksmith fees should they become necessary.
  • Towing. When they can’t fix the issue on the spot, roadside assistance providers will tow your car somewhere it can be fixed. Many will also tow your caravan too.

What happens if I'm travelling interstate?

Regardless of your provider, if you venture out to sample the Australian countryside away from NSW you should still have access to your normal roadside assistance benefits. Even if you manage to take out insurance with a company that only operates in NSW, most insurers have partnerships with other companies that mean no matter where you go, someone will be there to help.

How do I choose a roadside assistance brand in NSW?

As always, picking an insurer depends on what you need and what you can afford. For example, insurers like AAMI or GIO include roadside assistance as an optional extra when you take out a comprehensive car insurance plan with them. So if you’re looking to bundle up with accident, third party damage and theft protection in NSW, it may end up cheaper and easier to get this kind of roadside assistance, since you’d be going through a single insurer. Youi even throws assistance in for free with its comprehensive policy.

On the other hand, some insurers and most automobile clubs provide dedicated roadside assistance plans that you can subscribe to independently of a policy. When it comes to choosing among these, one of the biggest factors to consider is response time because the services offered are largely the same across providers. It might be worth paying a little more if help arrives that much sooner, so it doesn’t ruin your road trip up to Palm Beach with your mates.

How does roadside assistance compare?

Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit. Always review the Product Disclosure Statement (PDS) to find out which policy is best for you.

  • None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
  • Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
  • Cost can vary by more than $30 per year.
CompanyCost per yearJoining feeCallout limitsNeed to hold a policy with them?Lockout / Lost keyOut of fuelBreakdown towingGet quote
Youi logo

Youi

Included with a comprehensive policy$0First 2 includedYes$15010 litres50km in regional areas, 20km in metropolitan areasGet quote
NRMA

NRMA

$285$0UnlimitedNo$200No100km or even further with major breakdown entitlementsMore info

Budget Direct

$89.95$0Unlimited within Fair Use PolicyNoUp to $125Up to $15Towing included, see T&Cs for limitationsGet quote
Coles insurance

Coles

$89.95$0UnlimitedYes$125$1520km in the city, 50km in rural areasGet quote

AAMI

$83.06$0UnlimitedYes$250$1020km in the city, 100km in rural areasMore info

GIO

$89.88$0UnlimitedYes$250$10100kms to the nearest accredited repairerMore info
Suncorp logo new

Suncorp

$89.88$0UnlimitedYes$250$10100kms to the nearest accredited repairerMore info

Apia

$81.29$0UnlimitedYes$250$10100kms to the nearest accredited repairerMore info

Who has the cheapest roadside assistance in NSW?

Brand

24/7 Roadservices Australia

$69 a year or $110 for 2 years More info

Budget Direct

$76.46Get quote

365 Roadside Assistance

$89 More info

Allianz

$139 More info

Which providers offers roadside assistance in NSW?

Alexandra Koster's headshot
Publisher

Alexandra Koster was Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs. See full bio

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