As part of our 2023 Car Insurance Awards, our insights team compared over 1,000 quotes from 37 different comprehensive car insurance policies.
NRMA performed above average, with only 10 brands scoring higher. Here's how NRMA compares to some other car insurers.
Finder Score for car insurance
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
Read the full Finder Score methodology
NRMA offers comprehensive car insurance at a competitive price. While it's not a budget insurer, only 10 brands offered cheaper car insurance than NRMA. Take a closer look using the table below.
All the protection of Comprehensive, with extra benefits including a hire car as standard, if your car can't be driven due to an insured incident. Excess-free glass cover is also included, along with taxi fares of up to $250 if your car can't be driven after a covered accident.
Covers your car for accidental damage, collision or crash, vandalism, theft, fire and severe weather. You'll also get a new replacement car if yours is written off within its first two years, tools of trade are covered up to $1,500 and emergency repairs are covered Up to $800.
This covers you for accidental damage to your own car, fire, theft and a few other benefits. It's a basic level of cover so the benefit limits are lower.
All the protection of Third Party Property Damage, plus cover for your car if it's stolen or catches fire. You'll also be able to claim for hire care costs after a theft or attempted theft. Be aware, theft and fire expenses are only covered up to $10,000.
A basic level of protection covering you for accidental damage to other people's cars or property. You're also covered for towing costs and any damage to your car if the accident was caused by an uninsured driver.
Mandatory for NSW motorists, you need CTP insurance before you can register your vehicle. CTP covers medical costs for people injured in road accidents. It doesn't offer any cover for your property or vehicle - only injuries.
The specific benefits of this bespoke cover depend on a vehicle's make and model, as well as any special features it might have. Cars can be covered for wedding hire, special occasions, hobbies or recreation, but not if you use it regularly or drive it more than 9,000km a year.
CTP Ins quote pls
Hi Grahame,
If you’d like a quote for CTP insurance then you’ll need to go to the NRMA website for this.
Hi I am having trouble getting comprehensive insurance because of a criminal record. Is there any insurance agencies that will insure me?
Hi Chris,
Check out this article for more info on this:
https://www.finder.com.au/car-insurance/car-insurance-criminal-record
how much is uber rideshare car insurance?
Hi Adam,
Thanks for getting in touch! NCRM covers uber rideshare insurance and it is included in their comprehensive insurance. When you take out a quote, simply select ridesharing when asked if you use your vehicle for business purposes and this add the cover in your policy.
Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki
Hi. Please advice, are you doing ride sharing insurance with comprehensive insurance?
Hi Shafiq,
Thanks for your question. Just to confirm, you have reached finder -a comparison and information service and not actually NRMA.
Yes, ridesharing cover is included in their comprehensive insurance. When you take out a quote, simply select ridesharing when asked if you use your vehicle for business purposes and this add the cover in your policy.
I hope this has helped.
Cheers,
Liezl
Buying a Toyota coaster motorhome 1995 lwb 1hz motor 6 cyl.
How much for comprehensive insurance I am a pensioner
Hi Bill,
Thank you for your question.
You have contacted finder.com.au, a comparison and information service and not actually NRMA Car Insurance.
To get a quote for motorhome insurance, you will need to contact NRMA Insurance directly. If you would like to compare policies from the motorhome insurance brand in our panel, please head to our motorhome insurance page.
All the best,
Zubair