Third party, fire and theft car insurance

Third party, fire and theft insurance covers you if your vehicle's stolen or damaged by fire. Or, if you're at fault for an accident that damages a person's vehicle or property.

Compare third party, fire and theft car insurance policies

Product Finder Score Roadside assistance Accidental damage Storm Choice of repairer Agreed or Market Value
Budget Direct logo
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Market
Save 15% on your first year's premium when you purchase a new policy online. T&Cs apply.
Youi logo
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Market
Up to $20 million legal liability cover and 24/7 claims team.
Qantas Car Insurance logo
Finder Score
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Market
Earn Qantas Points when you sign up. T&Cs apply.
Bendigo Bank logo
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Market
Get up to $30m in liability cover, $5,000 in protection against uninsured drivers, towing costs and more with Bendigo Bank’s midweight policy.
Huddle logo
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Market
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Finder Score for car insurance

We analyse over 80 car insurance products and rate each one on price and features. What we get out the other end is a nice round number out of 10 to help you start comparing.

To make sure we're comparing apples with apples, we collect quotes for 8 different personas and analyse different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account. We analyse comprehensive, third party fire and theft and third party property damage products individually.

Read the full Finder Score methodology

Great for value: Budget Direct third party fire and theft

Budget Direct car insurance

Our verdict

Budget Direct was the cheapest third party fire and theft policy on average across all major states, according to our research. In addition to cover for damage to other people's property, fire and theft, it also covers your car for damage caused by an uninsured driver, up to $5,000.

Gary Ross Hunter
Selected by Gary Ross Hunter – car insurance specialist
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Journalist

Gary Ross Hunter has over 6 years of expertise writing about insurance, including life, health, home, and car insurance. Having reviewed hundreds of product disclosure statements and published over 800 articles, he loves simplifying complex insurance topics for everyday readers. Gary has contributed to major outlets like Yahoo Finance, The Sydney Morning Herald, and news.com.au, and holds a Bachelor of Arts (Honours) in English Literature from the University of Glasgow, along with a Tier 2 General Advice certification, ensuring his work adheres to ASIC’s RG146 standards. See full bio

Gary Ross's expertise
Gary Ross has written 607 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

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