Credit cards that work with Samsung Pay

All the cards in this table are Samsung Pay friendly, so you can tap and pay all on your Samsung phone or smart watch.

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Updated regularly
Name Product AUCCF Balance transfer rate p.a. Purchase rate p.a. Bonus points Annual fee Amount Saved
ANZ Platinum Credit Card image
21.99% with 3% balance transfer fee
Purchase rate p.a.
20.99%
N/A
Annual fee
$0 first year ($87 after)
Get $100 back on your card when you spend $2,000 on eligible purchases in the first 3 months and a $0 first-year annual fee. Plus, complimentary overseas travel insurance.
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NAB Low Rate Credit Card
NAB Low Rate Credit Card image
0% for 24 months with 3% balance transfer fee, then 21.74%
Purchase rate p.a.
13.49%
N/A
Annual fee
$59
Amount saved
$1,443.89 over 24 months
Get a 0% p.a. interest rate on balance transfers for the first 24 months (with a 3% BT fee).
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NAB Rewards Platinum Card
NAB Rewards Platinum Card image
0% for 12 months with 3% balance transfer fee, then 21.74%
Purchase rate p.a.
20.99%
100,000
Annual fee
$45 first year ($195 after)
Amount saved
$732.32 over 12 months
Get up to 100,000 bonus NAB Rewards Points (worth $480 in eGift cards): 80,000 points when you spend $1,000 in the first 60 days and 20,000 after 12 months.
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Coles No Annual Fee Mastercard
Coles No Annual Fee Mastercard image
Purchase rate p.a.
20.74%
10,000
Annual fee
$0
Get 10,000 bonus Flybuys points (worth $50 Flybuys dollars) when you spend $3,000 on eligible purchases in the first 3 months.
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American Express Explorer Credit Card
American Express Explorer Credit Card image
Purchase rate p.a.
23.99%
50,000
Annual fee
$395
Get 50,000 Membership Rewards Bonus Points and spend $4,000 on eligible purchases in the first 3 months.
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Qantas American Express Ultimate Card
Qantas American Express Ultimate Card image
Purchase rate p.a.
23.99%
50,000
Annual fee
$450
Get a yearly $450 Travel Credit and 50,000 bonus Qantas Points when you spend $3,000 on eligible purchases in the first 3 months.
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Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Finder Award
Virgin Australia Velocity Flyer Card - Balance Transfer Offer image
0% for 24 months with 1% balance transfer fee, then 20.99%
Purchase rate p.a.
20.74%
N/A
Annual fee
$149
Amount saved
$1,363.89 over 24 months
Get 0% p.a. on balance transfers for 24 months (with 1% BT fee) and $129 Virgin Australia Gift Voucher.
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Westpac Low Rate Card
Westpac Low Rate Card image
0% for 26 months with 2% balance transfer fee, then 21.99%
Purchase rate p.a.
13.74%
N/A
Annual fee
$59
Amount saved
$1,553.37 over 26 months
Save with a 0% p.a. interest rate on balance transfers for 26 months (with a 2% BT fee). Plus, a low 13.74% p.a. purchase interest rate.
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ANZ Qantas Business Rewards
ANZ Qantas Business Rewards image
Purchase rate p.a.
20.24%
130,000
Annual fee
$375
ABN holders w/ $75k revenue. Get 130,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months. Plus, a fast-track to Qantas Business Rewards Level 2.
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ANZ Rewards Black Credit Card
Finder Award
ANZ Rewards Black Credit Card image
21.99%
Purchase rate p.a.
20.99%
180,000
Annual fee
$375
Get 180,000 bonus ANZ Reward Points (worth $800+ in digital gift cards) and $150 back when you spend $3,000 in the first 3 months.
Go to siteView details
Westpac Low Rate Card - Cashback Offer
Westpac Low Rate Card - Cashback Offer image
Purchase rate p.a.
13.74%
N/A
Annual fee
$59
A no-frills card offering up to $350 cashback: $50 each month you make at least $1,000 of eligible purchases for the first 7 months.
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ANZ Low Rate - Credit Back Offer
ANZ Low Rate - Credit Back Offer image
21.99%
Purchase rate p.a.
13.74%
N/A
Annual fee
$58
Get $250 back on your card when you spend $1,500 on eligible purchases in the first 3 months.
Go to siteView details
American Express Velocity Platinum Card
American Express Velocity Platinum Card image
Purchase rate p.a.
23.99%
60,000
Annual fee
$440
Enjoy 60,000 bonus Velocity Points, up to 100 bonus Status Credits and up to 2.25 Velocity Points per $1 spent. Plus, a return domestic flight each year.
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American Express Business Gold Plus Card
American Express Business Gold Plus Card image
Purchase rate p.a.
0%
150,000
Annual fee
$395
ABN holders w/ $75,000 revenue. Get 150,000 Membership Rewards Bonus Points when you spend $5,000 within the first 3 months. Plus, earn up to 3 points per $1 spent at Xero, Google Ads, Meta, Amazon Web Services and Dell.
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Westpac Altitude Platinum Card
Westpac Altitude Platinum Card image
Purchase rate p.a.
20.99%
120,000
Annual fee
$99 first year ($175 after)
Up to 120,000 bonus Altitude Points (90,000 points in year 1 when you spend $3,000 in the first 90 days & 30,000 points after the first spend in year 2).
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Samsung Pay is an app that allows you to make tap-and-go payments from your Samsung phone or compatible device. It is supported by many Australian banks and credit card providers – including American Express, ANZ, Citi, CommBank, NAB and Westpac.

samsung pay logo

How does Samsung Pay work?

Samsung Pay uses NFC (Near Field Communication) and MST (Magnetic Secure Transaction) technology, which is embedded in Samsung devices. The bottom line: this tech allows you to make payments at the checkout.

Instead of tapping your credit card against the payment machine, you just swipe up on your smartphone screen, authenticate the transaction using your preferred method (iris, fingerprint or PIN), and tap your phone against the contactless terminal.

The phone must be within 3cm of the terminal to complete the payment.

Which devices are compatible with Samsung Pay?

The app is available from the Samsung Galaxy S6 onwards, which all have the integrated NFC chip and a magnetic coil built into them. This includes the Galaxy S6, S6 Edge+, Note 5, Galaxy S7 and Galaxy S7 Edge.

Samsung Pay is also compatible with some non-Samsung phones and smartwatches that have Android 6.0 or higher.

Check Samsung's full device eligibility list.

How to install Samsung Pay

  1. On the Home screen, select Apps.
  2. Touch Samsung Pay.
  3. Select INSTALL to download the file.
  4. If there are updates to the built-in application, touch INSTALL.
  5. Touch OPEN to start using Samsung Pay.

How to add your card to your Samsung Pay app

  1. Install and then open the Samsung Pay app (you may have to sign in to your Samsung Account) and tap start.
  2. Choose a verification method (iris, fingerprint or PIN).
  3. Tap "Add card".
  4. You can scan your card via your phone's camera or enter the card details (card number, expiry date) manually.
  5. Enter your billing address.
  6. Verify your card with a code sent to you via SMS or email. You may be prompted to add a signature as well.
  7. Then you're good to go.

Full list of Australian banks that support Samsung Pay

Is Samsung Pay safe to use?

Samsung Pay was designed to be just as safe, if not safer, than regular contactless card payments. Samsung Pay uses Tokenisation, a Secure Environment and Samsung KNOX to keep your payment information safe. What does this mean?

  • Tokenisation. None of your personal bank information is stored on your Samsung device or the Samsung service. Instead, Samsung Pay uses Tokenisation to replace your sensitive payment information (such as the card number, expiration date, security code etc) with a device-specific token which acts as a stand-in value.
  • Secure Environment. A Secure Environment, sometimes referred to as a Trusted Execution Environment, refers to the physically segregated chip in the card that only allows access to highly sensitive operations such as fingerprint and payment information. Normal applications can't access the information in a Secure Environment.
  • Samsung KNOX. Samsung KNOX runs scans to determine whether or not your device is secure. Samsung KNOX can permanently disable Samsung Pay on a threatened device to protect your payment information.

In addition to these features, you can use Samsung's "Find My Mobile" service to remotely lock or wipe your device if it is lost or stolen. This ensures that no one else can use your Samsung phone for contactless payments.

If you're not with one of the banks listed but you're looking forward to using Samsung's contactless payment technology, keep checking this guide for the latest information on which banks join the Samsung Pay ranks. If you don't use a Samsung device, you can use our Google Pay and Apple Pay guides to compare your options.

More frequently asked questions

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Editor

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio

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2 Responses

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    ZJuly 11, 2016

    Hi I’m rental arrears elec in foxtel in phone bills overdue from now ex-husband on Centrelink need loan

      AvatarFinder
      MayJuly 15, 2016Finder

      Hi Z Mary,

      Thanks for your inquiry.

      If you want to find a lender that might consider you for a loan, you may like to check Centrelink loans page. It contains a guide on how a borrower who receives Centrelink payment can access a loan.

      I hope this is helpful.

      Cheers,
      May

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