The Amex Platinum Edge earns between 1 and 3 Membership Rewards points per $1 on your eligible spending, with rewards including gift cards, travel and shopping with points at David Jones, PayPal or Myer. It also offers a $200 yearly American Express Travel Credit that you can use for domestic or overseas holidays, plus complimentary travel insurance and other insurance covers.
American Express Platinum Edge Credit Card
![American Express Platinum Edge Credit Card](https://www.finder.com.au/niche-builder/65a84c3cea147.png)
- Purchase rate
- 23.99% p.a.
- Reward point per $ spent
- 1
- Annual fee for the first year ($195 p.a. thereafter)
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Offers a $0 annual fee in the first year, which goes to $195 after that.
Pros
-
$0 annual fee in the first year
-
$200 American Express Travel Credit every year
-
Up to 3 points per $1 spent, uncapped
Cons
-
High 23.99% p.a. ongoing purchase rate
-
$195 annual fee from the second year onwards
-
3% foreign transaction fee
Details
Product details
Product Name | American Express Platinum Edge Credit Card |
Purchase rate p.a. | Purchase rate p.a. 23.99% |
Interest-free period | Up to 55 days on purchases |
Min credit limit | $3,000 |
Card type | American Express |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Rewards program | Membership Rewards |
Bonus points | N/A |
Rewards points per $ spent | 1 |
Rewards points cap | Uncapped |
Fees
Annual fee | Annual fee $0 first year ($195 after) |
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Your reviews
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Amy Finder
Editor
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Jeni Velasco Finder
March 18, 2018
Hi Barbra,
Thank you for getting in touch with Finder.
The American Express Lounge is open to select American Express cardholders, including some bank-issued Amex cards. On this page, it only indicates that your card has the complimentary travel insurance but not the airport lounge pass. You may want to check on some information about the American Express Lounge in Sydney.
I hope this helps.
Have a great day!
Cheers,
Jeni
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Azra
March 15, 2018
What is the expiry date of this offer?
Lou Finder
March 16, 2018
Hi Azra,
Thanks for your question.
The American Express Platinum Edge Credit Card offer has no stated end date but is subject to change any time.
Cheers,
Anndy
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Krish
March 14, 2018
Hi,
I came to this page from the Exclusive Offers page https://www.finder.com.au/exclusive-offers that says ‘50,000 Rewards points Plus a $200 travel credit each year’, however, I can’t find any indication of the 50,000 Rewards points on this page. I don’t see it in the Amex website as well after clicking through ‘Go to American Express’ website’. Is the offer still valid?
Thanks,
Krishnan
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Jeni Velasco Finder
March 14, 2018
Hi Krishnan,
Thanks for getting in touch with finder. I can understand that you have been reading about this exclusive offer and you want to find out more on the “50,000 Reward points and $200 travel credit each year” from American Express. Upon checking, YES this offer is still valid and new American Express Platinum Edge Credit Card cardholders are entitled to $200 Travel Credit every year, complimentary travel insurance and uncapped Membership Rewards points for the spending. You may also refer to this link https://www.finder.com.au/credit-cards/american-express-credit-cards/american-express-platinum-edge-credit-card for your further enquiry.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Jeni
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Norm
November 08, 2016
What is the minimum spend for complimentary Virgin Australia domestic return flight – Platinum Edge Credit Card
May Finder
November 08, 2016
Hi Norm,
Thank you for your inquiry.
To be eligible for the travel insurance, you must book the full fare for a return trip on your American Express credit card or by using reward points earned through the card like AMEX Membership Rewards or Qantas Frequent Flyer points.
On some other cards like the AMEX Platinum charge card, you can also claim insurance if you have booked a trip using other rewards points, as long as you pay for taxes and other additional fees using your AMEX card.
Please feel free to read our review about AMEX complimentary travel insurance to further check the other eligibility requirements of this product.
Hope this helps.
Cheers,
May
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Allan
August 28, 2016
does the travel insurance on this card offer much in the way of pre-existing medical condition cover please ?
May Finder
August 29, 2016
Hi Allan,
Thank you for your inquiry. Just to confirm though that you’ve come through to finder.com.au we are an Australian financial comparison website and general information service, not actually AMEX nor ACE Insurance.
Under the AMEX Platinum Edge Card complimentary travel insurance T&Cs, the international travel insurance cover includes “Medical Emergency Expenses Cover” for repatriation/evacuation, cost of overseas treatment, emergency dental treatment and reasonable extra accommodation costs in the event of a Medical Emergency. However, this excludes “Pre-Existing Medical Conditions.”
I’ve sent you an email with the link to the AMEX Platinum Edge Card complimentary travel insurance T&Cs for your reference.
Hope this helps.
Cheers,
May
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Barbra
March 18, 2018
Can I use my American Express Platinum Edge Credit Card to access the Amex Lounges at Sydney an Melbourne Airports?