Our verdict

Offers 50,000 bonus Membership Rewards Points and triple Qantas Points when you fly for business, with a $70 annual fee per card and a yearly Membership Rewards fee.

The American Express Qantas Corporate Card is designed for businesses with an annual turnover of more than $10 million. It offers rewards in two different ways: through a partnership with Qantas Business Rewards and optional enrolment in Membership Rewards Spirit – one of the few flexible rewards programs that offers Qantas Point transfers. But it does have an $89 annual enrolment fee, while some other reward programs don't have a yearly fee.

With 50,000 bonus Membership Rewards Points, you'd have enough for $250 worth of spending at David Jones or Webjet. Other rewards include point transfers to loyalty program partners, gift cards and credit on your account. Beyond rewards, this card also offers complimentary travel accident insurance, 24-hour emergency assistance while travelling and integration with the Concur ExpenseIt app.

Pros

50,000 Membership Rewards Bonus Points
Triple Qantas Points when you fly for business
1.5 Membership Rewards points per $1 on most corporate spending
Up to 51 days cash flow
American Express AccessLine for payments to Australian merchants even if they don't accept cards

Cons

$89 annual Membership Rewards fee to earn points
$70 annual fee per card (including cards for employees)
Charge cards must be paid in full by the due date on each statement

The American Express Qantas Corporate Card offers no pre-set spending limit, expense management tools, additional cards for employees and rewards. It currently offers 50,000 bonus Membership Rewards Points when you apply as a new Amex card member and spend $10,000 on eligible purchases in the first 2 months from card approval. This is one of the few cards that allows point transfers to Qantas Frequent Flyer or Qantas Business Rewards.

It also offers triple Qantas Points when you use this card to pay for eligible business flights through Qantas Business Rewards. To get the bonus points and earn Membership Rewards Points on eligible corporate spending, you need to enrol in the Membership Rewards Spirit program for a fee of $89 per year. This is on top of the $70 annual fee per card and is similar to other cards designed for corporate use. But you can also find some business cards that offer $0 employee card fees.

Details

Product details

Product Name	American Express Qantas Corporate Card
Purchase rate p.a.	Purchase rate p.a. 0%
Interest-free period	Up to 51 days on purchases
Card type	American Express

Eligibility

Available to temporary residents	No
Joint application	No

Rewards

Rewards program	Membership Rewards Spirit
Bonus points	50,000
Rewards points per $ spent	1.5
Rewards points cap	Uncapped

Fees

Annual fee	Annual fee $70
Late payment fee	$30
Foreign currency conversion fee	Foreign currency conversion fee 3%

How to apply

If you want to get the American Express Qantas Corporate card for your business, you can apply by filling out a request form on the American Express website. An American Express representative will then contact you within 2 business days to complete the application. To streamline the process, make sure you meet the eligibility requirements and have all the essential documents and details you'll need for the application.

Eligibility criteria

Company turnover. Your company's annual turnover must exceed $10 million if you want to apply for an American Express corporate card.
Business details. Your company must have an active ABN (Australian Business Number).

Residency status. The director of your company needs to be an Australian citizen or permanent resident.
Credit checks. The company will be required to agree to a credit check as part of the application process. Individual cardholders linked to the account may also be required to consent to a credit check.

You will need to provide the company's last two years of financial statements

Required documents

Personal details. The business director or person with authority to apply for this corporate account needs to provide personal details such as their full name, work email address and contact number.
Company details. This includes the registered name of the company, the company structure, its address and contact details.
Financial details. You will need to provide the company's most recent yearly financial statements. You'll also need to include the name and contact details of your accountant.
Employee details. If you want to request additional cards for employees, you'll need to include their names, contact details and positions in the company. Note that a $70 annual fee applies for each card.
Membership Rewards. If you want to earn points through the Membership Rewards Spirit program, you can include these details on the application for both the primary card and any additional cards. Note that an annual rewards fee of $89 applies for each person enrolled in the Membership Rewards Spirit program.

Card benefits

50,000 bonus Membership Rewards Points. You'll earn 50,000 bonus Qantas Points if you apply as a new Amex card member, are approved and spend $10,000 on eligible purchases in the first 2 months from approval. The points will be credited to your account within 8 to 12 weeks of meeting the requirements.
Triple Qantas Points on business flights. Use the American Express Qantas Corporate card to pay for eligible Qantas flights and you'll earn 3 times the number of Qantas Points through Qantas Business Rewards program. Eligible flights include domestic and international Qantas flights with a QF flight number when they are operated by Qantas, Emirates or American Airlines and booked through Qantas Business Rewards.

Membership Rewards. This card offers 2 Membership Rewards Points per $1 spent on eligible Qantas products and services, 1.5 points per $1 on eligible business spending, utilities, telecommunications and insurance (excluding American Express policies) and 1 point per $1 spent with government bodies. You can transfer points to loyalty program partners including Qantas Frequent Flyer, Qantas Business Rewards, Singapore Airlines KrisFlyer and Marriott Bonvoy. Or redeem them for travel, gift cards, statement credits and other rewards. There is a yearly $89 Membership Rewards fee if you opt-in to the program.
Business travel accident insurance. Use this card to book business trips and you can get complimentary insurance against travel accidents for up to 30 days.
Travel and emergency assistance. Book your business trips through the American Express Travel Service and you can enjoy worldwide assistance when you need to confirm travel plans, reschedule flights, make reservations or arrange some sightseeing. Plus, if you experience any issues when you're more than 200km from home, you can also call the Emergency Global Assist hotline to speak with an English-speaking lawyer, doctor or service provider for assistance with cash wires, lost luggage or passports.
Expense and account management tools. Keep track of expenses, check policy compliance and create a range of reports through the American Express @ Work online platform. You can also use this platform to suspend, cancel or order cards. If you use Concur for expense claims, you can also sync the ExpenseIt app with your Amex app and get reminders to capture an image of relevant receipts.
Mobile payments. You can add your card details to Apple Pay, Google Pay or Samsung Pay and make payments straight from your mobile phone or other compatible device.

Rates & fees

Annual fee. The American Express Qantas Corporate charge card has an annual fee of $70 per card. It also charges an $89 annual fee to enrol in the Membership Rewards Spirit program.
Spending limit. This card has no pre-set spending limit. Instead, purchases will be approved based on different factors including your current spending patterns, payment history and credit record.

Repayments. As this is a charge card, there is no interest rate on the balance. Instead, you have up to 51 days to pay off purchases. The actual amount of days you have to settle payments is calculated based on when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period.
Account liability options. This account offers your company the choice between being liable for business charges or for all charges made on cards that are linked to the account. Note that you'll be protected against unauthorised transactions regardless of which liability option you choose.
Security features. As well as cover for unauthorised transactions, this card offers online fraud protection and worldwide emergency card replacement within 48 hours.

Sources

American Express Qantas Corporate Card information PDF

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American Express Qantas Corporate Card

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