This low rate credit card offers a competitive annual fee of $49 and a purchase interest rate of 11.99% p.a.
Australian Military Bank Low Rate Visa Credit Card
![Australian Military Bank Low Rate Visa Credit Card](https://dvh1deh6tagwk.cloudfront.net/credit-cards/images/product/aus-military-bank-sml-19-jan-2017.jpg)
- Balance transfer rate for 12 months with no balance transfer fee
- 0% p.a.
- Purchase rate
- 11.99% p.a.
- Annual fee
- $49 p.a.
- Interest-free on purchases
- Up to 45 days
Our verdict
Get 0% p.a. on balance transfers for 12 months and a low variable interest rate on new purchases made with the Australian Military Bank Low Rate Visa.
Pros
-
Balance transfer offer of 0% p.a. for 12 months
-
A low variable purchase rate of 11.99% p.a.
-
Free additional cardholders
Cons
-
Offers only up to 45 days interest-free on purchases, compared to other cards with 55 days
Details
Product details
Product Name | Australian Military Bank Low Rate Visa Credit Card |
Balance transfer rate p.a. | 0% for 12 months, then 11.99% |
Purchase rate p.a. | Purchase rate p.a. 11.99% |
Interest-free period | Up to 45 days on purchases |
Cash advance rate p.a. | 19.99% |
Min credit limit | $2,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | Yes |
Rewards
Bonus points | N/A |
Fees
Annual fee | Annual fee $49 |
Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
Late payment fee | $10 |
Foreign currency conversion fee | Foreign currency conversion fee 2.95% |
Cash advance fee | $4.50 |
Overseas ATM withdrawal fee | $4.50 |
Additional cardholder fee | $0 |
Your reviews
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Amy Finder
Editor
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Jeni Finder
June 27, 2019
Hi Alberto,
Thank you for getting in touch with Finder.
If you’re a new Australian Military Bank Low Rate Visa credit cardholder, you may call them to assist you over the phone on processing balance transfer. Please have both of your new and old credit cards handy. If you’re an existing Australian Military Bank Low Rate Visa credit cardholder, kindly reach them out to know if there are BT offers you may take advantage with.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
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Martin
June 16, 2019
I am an ex service man and I wish to apply for a credit card, currently I have and ANZ credit card low interest and I find youre card will suit me better. How do I make payments to your bank when I live in NSW South coast ?
Yours Sincerely
Martin
Nikki Angco
June 18, 2019
Hi Martin,
Thanks for your question!
It’s great to know that you are looking to apply for the Australian Military Bank Low Rate Visa Credit Card.
You can make payments to your card by logging in to the online banking portal on the Australia Military Bank website.
As a friendly reminder, read the eligibility criteria, features, and details of the card, as well as the Product Disclosure Statement and Terms and Conditions of the card before committing to the product.
Hope this helps!
Best,
Nikki
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Roger
February 02, 2018
Where are your branches in Adelaide. How can payments be made to the card.
Jonathan Choi Finder
February 26, 2018
Hi Roger, thanks for your inquiry.
The Australia Military Bank branch in Adelaide is located at:
RAAF Base Edinburgh
Shopping Centre, McNamara Drive, RAAF Base Edinburgh, South Australia
Edinburgh, SA 5111
Australia
You can make payments to your card by logging in to the online banking portal on the Australia Military Bank website. I have sent this link to your email.
Best,
Jonathan
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John
January 16, 2018
Can I transfer from another card over to these guys?
Jhezelyn Finder
January 16, 2018
Hi John,
Thank you for your comment.
If you already have a credit card (or store card) debt that you’re paying off with another bank you can transfer the outstanding balance to Australian Military Bank through a balance transfer option. You may qualify for the 0% p.a. interest rate for 12 months on balance transfers which is an introductory offer if you request a balance transfer within 3 months from the card activation. The offer will run for 12 months, after which point the purchase rate will apply.
Regards,
Jhezelyn
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Alberto
June 27, 2019
What do I have to do to transfer my credit card balance to the Military Bank credit card?