This low-cost credit card from AWA Alliance Bank charges the same interest rate of 11.99% on all purchase and cash advance transactions. It also has a competitive annual fee of $45 and up to 55 interest-free days on purchases.
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AWA Alliance Bank Basic Blue Credit Card
Terms and conditions apply
- Purchase rate
- 11.99% p.a.
- Annual fee
- $45 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
No longer available
The AWA Alliance Bank Basic Blue Credit Card is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. Check out the current low rate credit cards here.
Pros
-
A low variable interest rate of 11.99% p.a. on purchases and cash advances
-
Up to 55 days interest-free on purchases.
Cons
-
Does not offer a rewards program or travel insurance covers
Details
Product details
| Product Name | AWA Alliance Bank Basic Blue Credit Card - DISCONTINUED |
| Purchase rate p.a. | Purchase rate p.a. 11.99% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 11.99% |
| Min credit limit | $500 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | Annual fee $45 |
| Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
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Amy Finder
Editor
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Amy Bradney-George Finder
June 08, 2023
Hi Sheree,
Each lender has its own eligibility requirements and credit card application process to determine if someone is eligible for a credit card and these are listed on each lender’s application page. In regards to income, some credit card brands accept Centrelink payments as part of an application. Seasonal income and supporting documentation relating to it may also be considered when lenders are assessing eligibility and minimum income requirements. You and your partner may also want to discuss options with a specific bank or credit card brand before applying to see what your options are. I hope that helps.
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Sheree
June 07, 2023
I am on Centrelink payments and my partner is classed as a seasonal worker (he is a Shearer), would we qualify for a credit card?