The Bank Australia Platinum Rewards Visa rewards your spending with 0.75 Qantas Points per $1 you spend on eligible purchases. You can also travel safely and save with complimentary international travel insurance. When you pay your balance in full by the statement due date, you can take advantage of up to 55 interest-free days on purchases.
Bank Australia Platinum Rewards Visa card
![Bank Australia Platinum Rewards Visa Credit Card](https://dvh1deh6tagwk.cloudfront.net/credit-cards/images/product/bank-australia-plat-rewards-sml-14-jun-2018.jpg)
- Purchase rate
- 20.24% p.a.
- Reward points per $ spent
- 0.75
- Annual fee
- $189 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Offers Qantas Points per $1 spent, up to 55 interest-free days and complimentary travel insurances with the Bank Australia Platinum Rewards Visa.
Pros
-
Up to 1.75 Qantas Points per $1 spent
-
Comes with complimentary overseas travel insurance and access to Visa Platinum entertainment offers
-
Compatible with Apple Pay, Google Pay and Samsung Pay
Cons
-
Does not offer bonus points, compared to most frequent flyer cards
-
Qantas Points are capped at 20,000 per month
-
$59 additional cardholder fee
Details
Product details
Product Name | Bank Australia Platinum Rewards Visa Credit Card |
Purchase rate p.a. | Purchase rate p.a. 20.24% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 20.24% |
Min credit limit | $1,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | N/A |
Rewards points per $ spent | 0.75 |
Rewards points cap | 20,000 |
Fees
Annual fee | Annual fee $189 |
Minimum monthly repayment | 2.5% of the closing balance or $20, whichever is greater |
Late payment fee | $0 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | $5 |
Overseas cash advance fee | $5 |
Overseas ATM withdrawal fee | $3.50 |
Additional cardholder fee | $59 |
Your reviews
Sally Finder
Producer
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
January 17, 2024
Hi David,
This card has an annual fee, but no specific fee to earn Qantas Points. The annual fee is waived if you get this card as part of the Premium Home Loan Package. Just remember to check the other fees and charges that may apply in different situations. I hope this helps.
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Dan
May 07, 2023
I know the card covers international travel. I have looked at the PDS and don’t see any mention of domestic travel, is domestic travel not covered?
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
May 08, 2023
Hi Dan,
I also checked the PDS and can confirm that this credit card doesn’t currently offer complimentary domestic travel insurance. If you have questions about its features, you can call Bank Australia on 132 888. You can also compare other credit cards with travel insurance and prices for domestic travel insurance policies on Finder. I hope that helps.
Show more Show less
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
David
July 14, 2017
Further to my query below, I have just noticed that you need to spend 50% of holiday cost to activate overseas travel insurance, which is significant for me. ANZ Black only requires a $200 spend.
Liezl
July 15, 2017
Hi David,
Thanks for your question.
Black cards often have higher upfront and potential costs than regular options since these cards offer a range of exclusive features, which are often customised to suit the individual cardholder. The fees charged by different credit cards often commensurate the perks and prestige you get from them. Between Black and Platinum credit cards, there will be differences in their features and benefits. An example of which is the travel cost required to activate complimentary travel insurance, as you have pointed out.
Depending on how you use the card, all the features and benefits that come with it may justify the costs it attracts. You may check our platinum and gold credit cards and see which card suits you best.
I hope this helps.
Kind regards,
Liezl
Show more Show less
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
David
July 14, 2017
I am currently paying 2 x $55 Rewards Programme Service Fee (for myself and my wife) on top of my annual fee for an ANZ Black Credit Card (which is at a reduced annual fee of $240). Is this standard practice? The Bank Australia Qantas Platinum Rewards Visa looks competitive and I am thinking of moving across. Any thoughts?
Show more Show less
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
Russell
May 18, 2017
I have 2 questions.
1/ How many additional cards can I have attached to the primary card?
2/ Is the current offer of F/F points changing as of July 1 2017?
Anndy Lou Finder
May 19, 2017
Hi Russell,
Thanks for your questions.
The number of additional cardholders that you can have for this account is unlimited. However, each additional card holder will have an additional fee of $59 per year.
There is no stated end date for the Qantas points offer but on the terms and conditions of this card, it says, it may be withdrawn at any time.
Cheers,
Anndy
Show more Show less
David R
January 17, 2024
Does the BA Platinum Rewards Card have a Qantas Fee charge for FF Points?