The Bank First Visa Platinum credit card offers 11.49% p.a. on both balance transfers and purchases, which is quite low compared to other credit cards in the market. Cardholders can also access platinum perks including complimentary travel insurance, a 24/7 concierge service and exclusive deals through Visa Offers and Perks.
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Bank First Visa Platinum Credit Card
Terms and conditions apply
- Balance transfer rate with no balance transfer fee
- 11.49% p.a.
- Purchase rate
- 11.49% p.a.
- Annual fee
- $99 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Enjoy a low interest rate on purchases and balance transfers while enjoying extra features with the Bank First Visa Platinum credit card.
Pros
-
A low interest rate of 11.49% p.a. on purchases and balance transfers
-
0% foreign transaction fees
-
Complimentary travel insurance and 24/7 platinum concierge services
Cons
-
No rewards program linked to this card
Details
Product details
| Product Name | Bank First Visa Platinum Credit Card |
| Balance transfer rate p.a. | 11.49% |
| Purchase rate p.a. | Purchase rate p.a. 11.49% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 19.59% |
| Min credit limit | $6,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | Annual fee $99 |
| Minimum monthly repayment | 5% of the closing balance or $20, whichever is greater |
| Late payment fee | $20 |
| Foreign currency conversion fee | Foreign currency conversion fee 0% |
| Cash advance fee | $2.50 |
| Overseas cash advance fee | $2.50 |
| Overseas ATM withdrawal fee | $2.50 |
| Additional cardholder fee | $0 |
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Sally Finder
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Amy Bradney-George Finder
February 05, 2024
Hi William,
We don’t currently offer this product through Finder, so you can contact them directly to apply.
Julie
January 12, 2019
I would like advice on a credit card that I may be able to apply for on a pension.
Joshua Finder
January 14, 2019
Hi Julie,
Thanks for getting in touch with Finder. I hope all is well with you. :)
You may refer to our list of credit cards for pensioners and retirees. On that page, you will be able to compare your credit cards for pensioners and learn how to apply. There’s a table there that lists some of your options as well as their corresponding details. When you are ready, press the “Go to site” button to apply.
Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua
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William Myslinski
February 03, 2024
how do you apply for a credit? There is alot of reference questions but no new accounts buttons