Bank of Melbourne Amplify Qantas Signature Card

• Age. You must be at least 18 years old to apply.

Required documents

• Personal information. Including your full name, date of birth, contact details, residential address, marital status and number of financial dependents.
• Proof of identification. You can verify your identity with an Australia driver's licence, Medicare card, passport, Australian birth certificate or NSW photo card.
• Income and employment. Include your annual income with recent payslips or bank statements. You'll also need to confirm your current place of employment and provide your employer's contact details.
• Finances. This includes your assets (such as savings and investments) and liabilities (such as existing debts).
• Qantas Frequent Flyer number. To ensure your Qantas Points are credited to your account, you need to provide your Qantas Frequent Flyer membership number.

• Shopping cashbacks. Eligible Bank of Melbourne credit card holders can get cashbacks when they shop with their card on the online rewards platform ShopBack.
• Qantas Lounge passes. You can relax before your flight in style with 2 complimentary Qantas Lounge invitations per year. The perks vary between lounges, but you can usually look forward to Wi-Fi, complimentary food and beverages plus comfortable seating in a relaxed atmosphere. You can register for your passes through the Bank of Melbourne website.
• Complimentary overseas travel insurance. This travel insurance is eligible for persons up to the age of 80 years. It covers the cardholder, spouse and dependent children. The insurance policy is provided when the cardholder pays for return tickets and prepaid travel costs worth $500 using the credit card. It covers medical expenses, unexpected cancellation and rental vehicle excess.
• Interstate flight inconvenience insurance. If you're travelling in Australia, you can get cover for things like loss or damage to personal items you have with you, flight delays of more than 4 hours and luggage delays of more than 12 hours. This cover is available for trips up to 14 days long when you have booked an interstate flight with your credit card.
• Purchase security insurance. Purchase security insurance covers personal goods that have been purchased using the Signature Amplify card anywhere in the world. This insurance policy covers against accidental damage, loss and theft.
• Extended warranty insurance. You can take advantage of extended warranty insurance of up to 12 months on the manufacturer's Australian warranty is simply an extension of the Australian warranty and this is applied when the goods purchased have a warranty of fewer than 5 years.
• Price guarantee cover. If you make a purchase and find the item at a cheaper price within 21 days, you can make a claim to receive a refund on the price difference. The price difference must be greater than $75 and is valid for stores within a 25km radius.

• Cash advances. Cash withdrawals and cash equivalent transactions accrue interest at the 21.99% p.a. variable cash advance interest rate. You'll also be charged a cash advance fee of 3% of each cash advance amount.
• Interest-free days. When you pay your monthly payment balance in full, which excludes current balance transfers, listed on your statement by the payment due date, you will receive up to 55 days interest-free on new purchases. Note that interest-free days are separate from any longer-term interest rate promotions.
• Foreign transaction fee. If you use this card overseas or online with international merchants, you will be charged a 3% foreign currency conversion fee.
• Additional cardholder. You can earn more Qantas Points when you request an additional cardholder for $0. The cardholder must be at least 16 years old and the primary cardholder will be liable for transactions made with this card.