The BankVic Qantas Visa Credit Card is available exclusively to members of The Police Association of Victoria (TPAV) and Victorian Ambulance Union members. It offers 0.5 Qantas Points per $1 spent, uncapped and is one of the few frequent flyer cards to offer no annual fee ever.
BankVic Qantas Visa Credit Card
![BankVic Qantas Visa Credit Card](https://dvh1deh6tagwk.cloudfront.net/credit-cards/images/product/blue-generic-card-20-june-2018-optiimsed-sml.jpg)
- Balance transfer rate for 6 months with no balance transfer fee
- 8.99% p.a.
- Purchase rate for the first 6 months (reverts to 18.95%)
- 8.99% p.a.
- Reward points per $ spent
- 0.5
- Annual fee
- $0 p.a.
Our verdict
Offers 0.5 Qantas Points per $1 and an ongoing $0 annual fee, specifically for police and ambulance workers in Victoria.
Pros
-
$0 annual fee for life
-
8.99% p.a. interest rate for 6 months on purchases and balance transfers
-
Uncapped Qantas Points per $1 spent on eligible purchases
Cons
-
The introductory rate offer on purchases and balance transfers is still higher than the 0% interest rate offered by most cards.
-
A transaction fee of 2% is charged for online or overseas purchases made in a foreign currency using this card.
Details
Product details
Product Name | BankVic Qantas Visa Credit Card |
Balance transfer rate p.a. | 8.99% for 6 months, then 18.95% |
Balance transfer limit | 95% of available limit |
Purchase rate p.a. | Purchase rate p.a. 8.99% for 6 months, then 18.95% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 18.95% |
Min credit limit | $5,000 |
Max credit limit | $30,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | N/A |
Rewards points per $ spent | 0.5 |
Fees
Annual fee | Annual fee $0 |
Minimum monthly repayment | 2.5% of the closing balance or $20, whichever is greater |
Late payment fee | $9 |
Foreign currency conversion fee | Foreign currency conversion fee 2% |
Overseas cash advance fee | $1.80 |
Number of additional cardholders | 1 |
Your reviews
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Amy Finder
Editor
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