Bankwest More World Mastercard

• Eligible balance transfer debt. If you plan to take advantage of the balance transfer offer, you can transfer from $500 up to 95% of your available credit limit from non-Bankwest credit cards.
• Residency. In order to apply online, you need to be a permanent Australian resident or citizen.
• Age. You must be at least 18 years old to apply.

Required documents

• Personal details. You'll need to provide personal details including your full name, residential address, email address and phone number.
• Identification. You're required to provide at least two forms of identification, such as your driver's licence, Medicare details, passport or Australian Birth Certificate.
• Employment details. This includes your employer's name and contact details, the length of employment and your salary.
• Financial details. This includes details of any other sources of income, assets, and regular expenses such as existing loans and household bills.
• Balance transfer details. If you want to take advantage of the balance transfer offer on this card, you will need to provide details of the debt. This includes the total amount of money you want to move to your new card, as well as the account name, number and BSB.

• Complimentary airport lounge visits. You can relax before your next flight thanks to 10 complimentary airport lounge visits per year through LoungeKey. Once you enrol, you can access more than 1,300 participating airport lounges worldwide. You can see Finder's guide to LoungeKey airport lounges for more information about the benefits.
• Complimentary overseas travel insurance. The Bankwest More World Mastercard offers complimentary overseas travel insurance for up to 6 consecutive months through Cover-More. All you have to do to get the insurance is have the card open while you're travelling. If you meet the eligibility requirements, you'll be covered for overseas emergency medical & hospital expenses, baggage & personal goods, personal liability, accidental death, additional expenses and cancellation costs with the option to upgrade for additional protection.
• Complimentary purchase insurance. The Bankwest More World Mastercard provides purchase protection insurance to help protect eligible items against theft or damage, price guarantee insurance to get the lowest price on your purchases, and extended warranty coverage for eligible purchases with an Australian manufacturer's warranty.
• Contactless payment options. This card can be linked to Samsung Pay, Google Pay and Apple Pay, available on compatible Samsung, Android or Apple devices.
• Balance transfer offer. This card has an introductory balance transfer rate of 0% p.a. for the first 6 months. A 1% balance transfer fee applies. Any remaining balances after the introductory period will be charged at the standard balance transfer rate, currently 19.99% p.a. Please note that you won't earn any points on balance transfers.

• Interest-free days. Take advantage of up to 44 days interest-free when you use your More World Mastercard. You must pay the closing balance in full by the statement due date, excluding balance transfers, to qualify for interest-free days.
• Cash advance fee. This card charges 3% of the transaction amount or $4 (whichever is greater) when you use your card to make a cash advance, such as an ATM withdrawal.
• Additional cardholders. You can request up to 3 additional cardholders at no extra cost. This allows you to share your account with a partner of family members to help earn more rewards. You will still be responsible for keeping the account in good standing.
• Minimum credit limit. This card has a minimum credit limit of $12,000.