Bankwest Qantas Platinum Mastercard

• Age. You must be at least 18 years old.

Required documents

• Personal information. You'll need to list your full name and will be asked to provide your contact details including your residential address, email address and a phone number.
• Proof of identification. You'll need to provide two forms of identification. This could include your Australian driver's licence, Medicare card or passport.
• Employment. This includes your length of employment and your employer's contact details.
• Finances. You'll be asked to include details regarding your income, expenses and assets.
• Frequent flyer number. If you're already a Qantas Frequent Flyer, you'll need to include your frequent flyer number so your points can be credited to your account.
• Balance transfer details. If you're conducting a balance transfer, you'll need to provide information about the debt(s) including how much you're transferring and where from.

• 0% foreign transaction fee. You can shop online or overseas and save with no foreign transaction fees. Cash advance fees will still apply if you use the card for overseas ATM withdrawals or cash-equivalent transactions.
• Complimentary overseas travel insurance. As of 9 December 2019, the Bankwest Qantas Platinum card offers complimentary overseas travel insurance for up to 31 consecutive days through Cover-More. All you have to do to get the insurance is have the card open while you're travelling. If you meet the eligibility requirements, you'll be covered for overseas emergency medical & hospital expenses, baggage & personal goods, personal liability and accidental death with the option to upgrade for additional protection.
• Purchase covers. Complimentary purchase security cover provides protection from loss, theft or accidental damage of your purchases made anywhere in the world for 3 months from the date of purchase, for up to $125,000 a year. The extended warranty cover adds 12 months to any Australian manufacturer's warranty that comes with your goods. The purchase price guarantee scheme allows you to claim the difference on a purchased item if you find it available at a lower price (at least $75) within three weeks of the transaction.
• Mobile wallet and contactless payments. You can link this card to Google Pay, Samsung Pay and Apple Pay, available on compatible Android, Samsung and Apple devices.
• Balance transfer offer. This card offers 2.99% p.a. on balance transfers for the first 9 months. Any unpaid balance left at the end of the introductory period will revert to the standard rate of 19.99% p.a.

• Cash advance fee and rates. If you use the Bankwest Qantas Platinum Mastercard to withdraw cash or for any other cash advance transactions, you will have to pay a fee of 3% of the transaction amount or $4 (whichever is greater). These transactions will immediately attract interest at the cash advance rate of 21.99% p.a.
• Interest-free days. If you pay your closing balance, excluding any balance transfers, in full by the statement due date, you can take advantage of up to 44 interest-free days on purchases.
• Minimum credit limit. The credit limit on this card starts at $3,000.
• Additional cards. You are allowed up to 3 additional cardholders under one account. There is a $0 annual fee for supplementary cards.