The Bendigo Bank Business Credit Card lets you choose who is responsible for the account, with the option of company liability, individual liability or joint and several liability. It also gives you a way to pay suppliers online through Bendigo e-banking and upload transactions to accounting software platforms, such as MYOB. You can use it globally, anywhere Mastercard is accepted, but if you make a lot of overseas business payments keep in mind that the 3% foreign transaction fees will add to the cost.
Bendigo Bank Business Credit Card
- Purchase rate
- 13.99% p.a.
- Annual fee
- $48 p.a.
- Interest-free on purchases
- Up to 44 days
Our verdict
Offers a low 13.99% p.a. interest rate for purchases and individual card limits, with a $4 monthly fee per card.
Pros
-
Relatively low 13.99% p.a. interest rate
-
Up to 44 days interest-free
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Additional cards for employees and choice of liability options
Cons
-
3% foreign transaction fee
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$4 monthly fee applies for each card, equivalent to $48 per year per card
Details
Product details
Product Name | Bendigo Bank Business Credit Card |
Purchase rate p.a. | Purchase rate p.a. 13.99% |
Interest-free period | Up to 44 days on purchases |
Cash advance rate p.a. | 13.99% |
Min credit limit | $500 |
Max credit limit | $50,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | Annual fee $48 |
Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | 3% or $3, whichever is greater |
Your reviews
Amy Finder
Editor
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Harold Jacob Finder
August 28, 2017
Hi Dean,
Thank you for your inquiry.
You can apply for this card as long as you can meet the following criteria.
Eligibility criteria:
– The registration of your business is in Australia
– Applicants meet required credit criteria according to the chosen type of liability arrangement
Additionally, you can check your credit card options featured on our website.
I hope this information has helped.
Cheers,
Harold
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Peter
March 10, 2016
does this card link to any frequent flyer programs
Debbie Finder
March 10, 2016
Hi Peter,
Thanks for your inquiry.
While there is no rewards program attached to Bendigo Bank Just Business MasterCard, you may check our comparison of Frequent flyer credit cards and take advantage of sign-up offers for bonus frequent flyer points. Please make sure to check eligibility requirements and their terms and conditions before you apply for the card.
I hope this helps.
Cheers,
Debbie
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Dean
August 28, 2017
Can i get a credit card