No longer offered
The Citi Clear Card - Cashback Offer is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. You can compare a range of other cashback credit cards here.
| Product Name | Citi Clear Card - Cashback Offer - DISCONTINUED |
| Balance transfer rate p.a. | 0% for 15 months, then 22.24% |
| Balance transfer limit | 80% of available limit |
| Purchase rate p.a. | 14.99% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 22.24% |
| Min credit limit | $2,000 |
| Max credit limit | $100,000 |
| Card type | Mastercard |
| Available to temporary residents | No |
| Minimum income | $35,000 |
| Joint application | No |
| Bonus points | N/A |
| Annual fee | $49 first year ($99 after) |
| Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
| Late payment fee | $30 |
| Foreign currency conversion fee | 3.4% |
| Cash advance fee | 3.5% or $3.50, whichever is greater |
| Overseas cash advance fee | $5 |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 4 |
Amy Finder
Editor
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Mai Finder
March 30, 2019
Hi Colin,
Thank you for leaving a question with Finder.
You may refer to Citi credit cards with complimentary travel insurance. On the page is a comparison table you can use to see which card suits you. When you are ready, press the ‘Go to site’ button to apply.
If you are open to any cards that come with complimentary travel insurance, see our list of credit cards with complimentary travel insurance.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. You can also contact the provider if you have specific questions.
Hope this helps! 😊
Kind Regards,
Mai
Narsh
February 07, 2019
If I want to have $5400 as transfer amount does that mean I need to apply for $6750 so it’s 80% of the approved limit? I would like the interest free to apply to the full amount of the transfer amount
Jeni Finder
February 10, 2019
Hi Narsh,
Thank you for getting in touch with finder.
Please note that credit card issuers will decide on your credit limit based on a variety of factors including your income, credit history, personal circumstances and sometimes even the card that you choose.
You’re right that if you are thinking to transfer your non-Citibank credit card balance of $5400, your Citi Clear Platinum’s credit limit must be $6750 or higher since this card’s balance transfer limit is 80% of available credit limit. Please have your other credit card details as balance transfer is part of the application process.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
Mahbub
January 08, 2019
If we close the Balance transfer credit card within the first year, is there any closeout fee?
Jhezelyn Finder
January 09, 2019
Hello Mahbub,
Thank you for your comment.
Closing a balance transfer credit card generally has the same steps as closing a normal credit card. You must make sure that all balances are paid before contacting your credit card issuer regarding your intention to close the card. If not, this may leave a mark on your credit file.
You can check our guide on how to close your credit card account.
Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.
Regards,
Jhezelyn
Jeni Finder
January 06, 2019
Hi Lorna,
Thank you for getting in touch with finder.
This Citi Clear Platinum credit card’s current offer is 0% p.a. for 14 months on balance transfers only. If you do a balance transfer and did not pay the BT balance in full after the BT period of 14 months, the remaining balance will charge an interest of 21.74% p.a. Now, if you make purchases you are charged at 12.99% p.a. unless you keep paying your monthly bill in full on or before its due date.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
Prashaanth
December 18, 2018
I want to apply for this low rate CC. Please help
May Finder
December 20, 2018
Hi Prashaanth,
Thanks for reaching out.
Just to confirm, are you interested in applying for the Citi Clear Platinum credit card? If so, you can directly apply from their main page by clicking the ‘Go to site’ button above. Please note though of the list of requirements of the card above and make sure you meet them.
In case you’d also like to check other low-rate credit cards aside from the one offered by Citi, you can use our comparison table to help you find the card that suits you. Feel free to compare the cards in the table by interest rates and annual fees. I suggest that you check and read the T&Cs of the card before you consider it’s the right one for you.
Hope this has helped.
Cheers,
May
Colin
March 29, 2019
Do any of your cards have free travel insurance?