American Express launches Essential Rewards Credit Card for a new generation of Aussies.
This article was produced in conjunction with American Express and Finder. You can learn more about the American Express Essential Rewards Card at the American Express website.
New research from American Express has highlighted some of the ways that younger generations of Australians are looking to enjoy life, while still aiming for financial freedom.
In a survey of 1,500 Australians aged between 24 and 35 years*, more than half opt for 'little treats' on a weekly basis such as eating out (60%), purchasing a new piece of clothing (47%) or ordering a takeaway drink (45%).
With a huge range of rewards – including dining, retail, and streaming benefits – the American Express Essential Rewards Credit Card has already been Finder Verified as Australia's most rewarding card for eats and drinks.
Finder Verifies that The American Express Essential® Rewards Credit Card is Australia's most rewarding card for eats and drinks
Methodology
Based on the Finder Consumer Sentiment Tracker average spend on 'eats and drinks' per week. "Eats and Drinks" is defined as spend at restaurants, cafés, fast-food locations, bars/pubs and major food delivery brands; Menulog and UberEats. This does not include supermarket spend. Finder's Consumer Sentiment Tracker is a live, nationally represented study of the Australian public. Finder has analysed 95 cards affiliated with a rewards program and converted the points earned based on the average spend each month, into a dollar value, by redeeming the points earned for a $100 grocery store card. Excludes ongoing fees. Verification as of 1 July 2024.
Let's take a look at some of the Card benefits:
With a monthly fee of $9, the American Express Essential Rewards Credit Card has significant points-earning potential.
Card Members are able to earn 5 points per dollar spent in Australian restaurants, cafes and bars, as well as fast food and select food delivery.
Card Members can earn 3 points per dollar spent on selected streaming services.
Card Members can earn 2 points per dollar spent at a huge range of retailers, including Myer, Kmart, The Iconic, Amazon, Bunnings and Uniqlo.
Additionally, Card Members will also earn 1 point per dollar spent on other everyday expenses.
As with other American Express Cards, points can be exchanged for a range of rewards, including dining out, paying for purchases, Gift Cards and more.
We currently don't have that product, but here are others to consider:
How we picked these
About the American Express Essential ® Rewards Credit Card Research
The research involved a quantitative online survey of 1,500 employed young Australian adults aged 24 to 35 (Gen-Z and Millennials). The sample was selected to reflect the latest ABS Census data on age, gender, and location. Fieldwork was conducted from June 7th to June 21st, 2024, in partnership with Pureprofile, an independent global data and insights organisation listed on the Australian Securities Exchange (ASX).
Image: @deimagine via Canva.com
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.