Bank of Heritage Isle Credit Cards

Bank of Heritage Isle is a mutual bank with a focus on customers in Tasmania. It offers one Visa credit card with simple, low-cost features and compatibility with Apple Pay, Google Pay and Samsung Pay.

Compare Bank of Heritage Isle Credit Cards

Name	Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Bank of Heritage Isle Visa Credit Card	Purchase rate p.a. 10.76%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 10.76%	Annual fee $0 first year ($30 after)	More Info Compare	Save with a low 10.76% p.a. interest rate on purchases, balance transfers and cash advances. Plus, a waived annual fee for the first year.

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Types of credit cards from Bank of Heritage Isle

• Low rate credit card

The Bank of Heritage Isle Visa Credit Card has a low ongoing interest rate of 10.76% p.a. and offers up to 55 days interest-free on purchases when you pay your full closing balance by the due date listed on your statement. It also has an annual fee of $30 that's waived in the first year and is competitive with other low rate cards.

Benefits of getting a credit card with Bank of Heritage Isle

• 10.76% p.a. balance transfer offer

If you're paying off an existing credit card, switching to the Bank of Heritage Isle Visa could help you save on interest charges, with an introductory 10.76% p.a. interest rate on balance transfers for the first months. At the end of the introductory period, any remaining balance transfer debt will attract the card's 10.76% p.a. interest rate, which is a low revert rate for a balance transfer card.

• Visa benefits

You can use a Bank of Heritage Isle credit card around the world, anywhere Visa is accepted. You'll also get access to deals on travel, shopping, dining and entertainment through Visa Offers + Perks.

• Mobile payments

The Bank of Heritage Isle Visa credit cards can be added to your digital wallet with Apple Pay, Google Pay and Samsung Pay so that you can pay straight from your mobile device.

• Reduced Fees Program

If you have a combined balance of more than $5,000 in savings, investments and drawn loans, you can get more fee-free ATM, EFTPOS and personal cheques than what is normally applied to Bank of Heritage Isle members.

• Account management

As well as branch and phone banking, Bank of Heritage Isle offers internet banking and a mobile app so you can view your account details, temporarily lock card, make payments and manage other details from anywhere.

How to apply

You can apply for a Bank of Heritage Isle Visa credit card online by filling in a secure application form.

Before you apply, make sure you meet the eligibility requirements and have all the documents and details you need ready to go.

Eligibility criteria

• Residency status. You can apply for this card if you are a permanent Australian resident or citizen.
• Digital access. To complete the application, you need to have access to an email account and mobile phone.
• Age. You must be at least 18 years old.

Required documents

• Personal details. Includes your full name, date of birth, contact number, email address and your residential address for at least the past two years. You also need a valid form of ID, such as your driver's licence. If you are already a Bank of Heritage Isle member, you should include your member number on the application.
• Employment details. This covers your occupation, gross yearly income and your employer's name and contact details.
• Financial details. This includes any other forms of income, as well as savings, investments or other assets. You also need to provide details of any existing debts, loans or other liabilities. If you are requesting a balance transfer, you will need to provide this information as well.

If you have any questions about the application, contact Bank of Heritage Isle on 134 374 or visit a branch.

Credit card brands similar to Bank of Heritage Isle

If you want a credit card from a customer-owned bank or one with branches in Tasmania, here are 3 other credit card providers you could compare:

• Bank of us credit cards
• Bank Australia credit cards
• Westpac credit cards

Frequently asked questions

• Who owns Bank of Heritage Isle?

  Bank of Heritage Isle is owned by its customers as a division of Police Bank. Its legal details are ABN: 95 087 650 799 and AFSL/Australian Credit Licence No. 240018. As a customer-owned bank, all profits go back to the bank and members through products and services.

• Can I get an additional card?

  Yes, if you want to share your credit card with someone, you can request an additional card that is linked to your Bank of Heritage Isle account. Note that you will be responsible for all account management and payments.

Contact details and related links

• Bank of Heritage Isle phone number: 134 374
• SMS communication (no reply service): 0427 705 032
• Bank of Heritage Isle home loans
• Bank of Heritage Isle personal loan

Compare other products from Bank of Heritage Isle

• Bank of Heritage Isle home loans
• Bank of Heritage Isle personal loans

Written by

Amy Bradney-George

Editor

Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio

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Amy has written 565 Finder guides across topics including:

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