You can use the Hume Bank Visa Business Visa credit card to manage your business expenses with up to 9 cardholders with individual limits. You’ll be rewarded with loyalty points as you spend, which you can redeem for cash back to your account. If you opt for the commercially secured Hume Bank Business Visa credit card, you can take advantage of a competitive 10.6% p.a. purchase interest rate.
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Hume Bank Business Visa Credit Card Commercially Secured
Terms and conditions apply
- Purchase rate
- 10.6% p.a.
- Reward point per $ spent
- 1
- Annual fee
- $60 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Manage your business’ cash flow with a low purchase interest rate and convenient line of credit.
The Hume Bank Business Visa credit card is suited to small to medium businesses that need a credit card to manage cash flow and business expenses. If you have a large business, you might want to consider a business card that offers more than 9 additional cardholders. You can also apply for an unsecured or residentially-secured version of this card, although different interest rates will apply depending on the security type you choose.
Pros
-
Waived annual fee if the previous year’s card spend on the account exceeds $24,000
-
Low purchase interest rate of 10.6% p.a.
-
Cash redeemable point for every $1 spent
Cons
-
Charges a 2.85% foreign transaction fee
Details
Product details
| Product Name | Hume Business Visa Commercially Secured Credit Card |
| Purchase rate p.a. | Purchase rate p.a. 10.6% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 19.95% |
| Min credit limit | $5,000 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | Yes |
Rewards
| Rewards program | Hume Loyalty Program |
| Bonus points | N/A |
| Rewards points per $ spent | 1 |
Fees
| Annual fee | Annual fee $60 |
| Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
| Late payment fee | $20 |
| Foreign currency conversion fee | Foreign currency conversion fee 2.85% |
| Number of additional cardholders | 9 |
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