Designed to help you save on credit card costs both overseas and at home, the Latitude 28° Global Platinum Mastercard offers no foreign transactions fees on purchases. You can also enjoy shopping benefits and up to 55 days interest-free on purchases.
Latitude 28° Global Platinum Mastercard
Terms and conditions apply
- Purchase rate
- 27.99% p.a.
- Annual fee
- $96 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
No international transaction or currency conversion fees on purchases when you travel or shop online with the Latitude 28° Global Platinum Mastercard.
Pros
-
0% international transaction or currency conversion fees on purchases
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Shop and be rewarded with the Latitude Rewards Program
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Complimentary E-commerce and Purchase Protection
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Free global data roaming with Flexiroam
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Complimentary Flight Delay Pass
Cons
-
Purchase interest rate of 27.99% p.a.
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Charges a payment handling fee of $1.95 for BPAY payments and $3.95 for payment at Australia Post. You can avoid the fee by using Latitude Service Centre or via direct debit.
Details
Product details
| Product Name | Latitude 28° Global Platinum Mastercard |
| Purchase rate p.a. | Purchase rate p.a.27.99% |
| Interest-free days | Up to 55 days on purchases |
| Cash advance rate p.a. | 29.99% |
| Min credit limit | $1,000 |
| Card type | Mastercard |
Eligibility
| Available to temporary residents | Yes - Conditions apply |
| Joint application | No |
Rewards
| Rewards program | Latitude Rewards |
| Bonus points | N/A |
Fees
| Annual fee | $96 |
| Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
| Late payment fee | $45 |
| Foreign currency conversion fee | 0% |
| Cash advance fee | 3.5% or $4, whichever is greater |
| Overseas cash advance fee | 3% of transaction amount or $4 (whichever is greater) |
| Additional cardholder fee | $0 |
We've answered the most frequently asked questions about the Latitude 28° Global Platinum Mastercard from our users. If you still have a question please leave a comment in the box below.
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Sally Finder
Journalist
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Sarah Megginson Finder
April 22, 2025
Hi Tom,
With this card, you don’t earn points. Instead, you can get up to $120 worth of Latitude Rewards each year, which you can redeem for e-gift cards from participating retailers when you spend $1,000 or more on eligible transactions in every statement period for 12 months. So the cap is essentially $120 worth of rewards per year.
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Andrew
April 19, 2025
The customer receives $10 Latitude Rewards for each month they spend $1,000 (effectively a 1% purchasing discount)
However is there a maximum limit of only that $10 reward per month, even when higher spending has been made in that month?
Sarah Megginson Finder
April 22, 2025
Hi Andrew,
Yes that is correct, the maximum amount of rewards is $120 per year. If you spend more than $1000 per month routinely and you’re looking to get more rewards from your spending habits, you could look at a different type of rewards card – you can check out some options here. You can get bonuses of up to 150k points, which can be worth thousands of dollars worth of flights or gift cards.
Hope this helps!
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Steven
April 16, 2025
I’m interested in your latitude 28° global platinum mastercard. In your eligibility, you want employer details. I’m a retiree with self funded income. My rental income is over $100k a year. Do I qualify for this card?
Steven Lau
Sarah Megginson Finder
April 22, 2025
Hi Steven,
We’re a review and comparison site, we’re not affiliated with Latitude directly. Your best bet is to contact their customer service team directly to enquire about your eligibility. You can reach them on: 1300 552 079
kylie
September 05, 2024
Hi, will the monthly fee be charged at $8 each month or in a bulk payment of $96 when you first get issued your card please
Sarah Megginson Finder
September 09, 2024
Hi Kylie, The fee will be issued and payable every month.
Mo
March 17, 2024
Those 55 days , are they counted from the new purchase dates ? Or from statment generating date ?
Sarah Megginson Finder
March 25, 2024
Hi Mo, The 55 days are calculated from the first day of your statement period. For instance, if your statement period is March 1 to April 25 and you make a purchase on March 1, you have 55 days interest free if you pay for the item in full on April 25.
If you purchase something on March 10, then you have 45 days until April 25 to repay the item in full to avoid paying interest.
This is why it’s described as “up to” interest free days, as the date you make the purchase impacts the interest-free period.
Your statement will show a full closing balance, and if you pay this amount by the due date, you’ll avoid paying interset.
Hope this helps!
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Tom
April 22, 2025
Are the monthly rewards capped?