Designed to help you save on credit card costs both overseas and at home, the Latitude 28° Global Platinum Mastercard offers no foreign transactions fees on purchases and an ongoing $0 annual fee. You can also enjoy up to 55 days interest-free on purchases.
Latitude 28° Global Platinum Mastercard
![Latitude 28° Global Platinum Mastercard](https://www.finder.com.au/niche-builder/60332974b3133.png)
- Purchase rate
- 27.49% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Enjoy no fees on overseas purchases when you travel or shop online with the Latitude 28° Global Platinum Mastercard.
Pros
-
Ongoing $0 annual fee
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0% foreign currency conversion fees on purchases
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Free global data roaming with Flexiroam
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Complimentary Flight Delay Pass
Cons
-
High purchase interest rate of 27.49% p.a.
-
Charges a payment handling fee of $1.95 for BPAY payments and $3.95 for payment at Australia Post. You can avoid the fee by using Latitude’s Online Service Centre or via direct debit.
Details
Product details
Product Name | Latitude 28° Global Platinum Mastercard |
Purchase rate p.a. | Purchase rate p.a. 27.49% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 29.99% |
Min credit limit | $1,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | Annual fee $0 |
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $45 |
Foreign currency conversion fee | Foreign currency conversion fee 0% |
Cash advance fee | 3.5% or $4, whichever is greater |
Overseas cash advance fee | 3% of transaction amount or $4 (whichever is greater) |
Additional cardholder fee | $0 |
We've answered the most frequently asked questions about the Latitude 28° Global Platinum Mastercard from our users. If you still have a question please leave a comment in the box below.
Back to topFrequently asked questions
Your reviews
Sally Finder
Producer
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Sarah Megginson Finder
March 25, 2024
Hi Mo, The 55 days are calculated from the first day of your statement period. For instance, if your statement period is March 1 to April 25 and you make a purchase on March 1, you have 55 days interest free if you pay for the item in full on April 25.
If you purchase something on March 10, then you have 45 days until April 25 to repay the item in full to avoid paying interest.
This is why it’s described as “up to” interest free days, as the date you make the purchase impacts the interest-free period.
Your statement will show a full closing balance, and if you pay this amount by the due date, you’ll avoid paying interset.
Hope this helps!
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Michele
February 12, 2024
Can I use this card in South Korea. Travelling to Japan and South Korea next month
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2023/10/Sarah-Megginson_2023_600x600.jpg)
Sarah Megginson Finder
February 15, 2024
Hi Michele, As a 28° Global Platinum Mastercard® cardholder, you can use your card overseas where-ever Mastercards are accepted. You will also benefit from paying no international transaction or currency conversion fees on purchases made online or in-store overseas.
![Avatar](https://www.finder.com.au/global/images/finder-default-gravatar-64.png)
JM
December 13, 2023
I am retired and a part pensioner. Will my application be considered?
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Sarah Megginson Finder
December 14, 2023
Hi JM, We’re a review site and not directly affiliated with Latitude, so we’re not licenced to provide personal advice about your application chances of approval. To contact Latitude directly, you can click the green ‘go to site’ button to check eligibility or call 1300 363 269.
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Ashwin Kumar
November 27, 2023
Do I need to book my flight with latitude card to avail benefit of Flight Delay Pass?
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Amy Bradney-George Finder
December 07, 2023
Hi Ashwin,
No you don’t need to book the flight with this credit card. You do need to register your card and the flight details through the Latitude website, and if the flight is delayed more than 2 hours details of the benefit options will be sent by email and SMS. I hope this helps.
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Raj
August 24, 2023
Is there fee free ATM cash withdrawals in Australia and International?
![Avatar](https://www.finder.com.au/finder-au/wp-uploads/2022/07/AmyBG_Supplied_1000x1000.jpg)
Amy Bradney-George Finder
August 25, 2023
Hi Raj,
ATM cash withdrawals made with this card are treated as cash advances and attract a fee worth 3% of transaction amount or $4 (whichever is greater). These transactions also attract the cash advance interest rate. This is similar to other credit cards, so you may want to consider a prepaid travel debit card or regular debit card for cash withdrawals instead. Keep in mind individual ATMs may also charge fees, which will be displayed on the ATM. I hope this helps.
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Mo
March 17, 2024
Those 55 days , are they counted from the new purchase dates ? Or from statment generating date ?