Is it worth getting a credit card for the introductory offer?

Introductory credit card deals are meant to be appealing but they shouldn't be the only reason you get a new credit card. Even when a card has the biggest bonus points offer or the longest 0% introductory rate, you still need to look at the fine print and the card's ongoing features. This helps you avoid paying more than you want on a spend requirement, balance transfer fee, interest charges or annual fee.

How often do offers change?

The biggest credit card introductory offers usually don't last long, and could change every 1-3 months. But some credit card deals last for over 12 months, and others are only available through particular websites. So it varies a lot between cards. If there's an offer you want to apply for, check the date it ends. And if no date is listed, check the details listed on the application page before you apply to make sure it's the same offer.

How do I get the best deal on a credit card?

Focus on deals that match up with your goals. This helps you narrow down the choice of cards and get as much value as possible from the one you choose. For instance, if you want to save money then no annual fee or a 0% interest offer makes sense. If you're dreaming of an overseas flight in business class, bonus points on a rewards or frequent flyer credit card can help you get there.