What credit score do I need to get a credit card?

You need a good credit score (usually between 500 to 734 , or higher) to apply for a credit card in Australia. When you get your credit score, you should also see where it ranks compared to others. As long as it is listed as "good", "very good" or "excellent", you will meet this eligibility requirement.

Can I get a credit card without a credit check?

In Australia, you can only apply for a credit card if you agree to a credit check. There are also no guaranteed approval credit cards available. But you can improve your chances of being approved by making sure you meet the eligibility requirements and including as much information as possible on your application.

What if I have bad credit?

If you have bad credit history, you won't be eligible to get a credit card until your credit score improves. Finder's guide to bad credit credit cards has steps you can take to build up good credit history and increase your chances of approval.