P&N Bank & Visa Platinum Credit Card combines low-cost features with complimentary overseas travel insurance and car rental excess insurance covers. It also offers extended warranty and purchase security insurance covers for eligible transactions made with your card. But the specific eligibility requirements mean it’s important to compare both credit card and home loan interest rates before you apply.
P&N Bank & Visa Platinum Credit Card
![P&N Bank & Visa Platinum Credit Card - DISCONTINUED](https://www.finder.com.au/niche-builder/65b853a96ae84.jpeg)
- Balance transfer rate with no balance transfer fee
- 7.22% p.a.
- Purchase rate
- 7.22% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 45 days
Our verdict
No longer available
The P&N Bank & Visa Platinum Credit Card is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. Check out the current low rate credit cards here.
Pros
-
Very low 7.22% p.a. variable rate for purchases
-
Ongoing $0 annual fee
-
Complimentary overseas travel insurance and other cover options
Cons
-
Only available to WA residents or existing P&N Bank customers
-
3% foreign transaction fee
Details
Product details
Product Name | P&N Bank & Visa Platinum Credit Card - DISCONTINUED |
Balance transfer rate p.a. | 7.22% |
Balance transfer limit | 90% of available limit |
Purchase rate p.a. | Purchase rate p.a. 7.22% |
Interest-free period | Up to 45 days on purchases |
Cash advance rate p.a. | 19.99% |
Min credit limit | $6,000 |
Max credit limit | $100,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | Annual fee $0 |
Minimum monthly repayment | 3% of the closing balance or $10, whichever is greater |
Late payment fee | $5 |
Foreign currency conversion fee | Foreign currency conversion fee 3% |
Cash advance fee | $5 |
Overseas cash advance fee | $5 |
Additional cardholder fee | $0 |
How to apply
You can apply for the P&N Bank & Visa Platinum Credit Card by submitting an enquiry online. To get started, make sure you meet the eligibility criteria and have all the details you'll need to complete the application.
Eligibility criteria
- Home loan customer. This card is available exclusively to P&N Bank & Home Loan or & Home Loan Intro Rate customers.
- Income. You need to have a regular income.
- Age. You must be at least 18 years of age.
Your reviews
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Editor
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