Qantas Money offers Qantas Premier credit cards, the Qantas Pay Card and a dedicated app to manage them. Qantas Money is part of the Qantas Airways family, but the credit cards are issued by NAB and the prepaid card is issued by EML Payment Solutions Limited. If you're not a Qantas Frequent Flyer member yet, choosing any Qantas Money card gives you a way to join for free – saving $99.50 on the usual fee.
We currently don't have that product, but here are others to consider:
How we picked theseAll Qantas Premier credit cards earn Qantas Points per $1 on eligible spending – which includes most everyday purchases. They earn points at different rates and also have different annual fees and features.
The Qantas Premier Everyday is an entry-level frequent flyer card with a relatively competitive $99 annual fee.
It has an ongoing earn rate of 0.75 Qantas Points per $1 on domestic purchases up to $3,000 per statement period, and 0.4 Qantas Points per $1 after that. It also offers 1 additional Qantas Point per $1 for eligible spending with Qantas and complimentary travel insurance.
The Qantas Premier Platinum earns 1 Qantas Point per $1 on domestic purchases up to $10,000 per statement period and 0.5 points per $1 after that. It also earns 1 additional point per $1 for eligible Qantas spending.
Its perks include complimentary airport lounge invitations and discounted companion fare offers that can save you up to 20% on eligible domestic flights. Outside of promotions, it has a $399 annual fee.
The Qantas Premier Titanium is an exclusive, metal credit card that earns 1.25 Qantas Points per $1 on eligible spending (capped at $12,500 a month for spending in Australia). It also earns 2 additional Qantas Points per $1 on spending with Qantas.
Perks with top-tier credit card include 20% bonus Status Credits on eligible flights, a 10% discount on eligible Qantas flights twice a year, Qantas First Lounge invitations and complimentary travel insurance. It has an annual fee.
The Qantas Pay Card is a prepaid multi-currency Mastercard. This means you can add your own Australian money to the card, then convert it into one of 10 supported currencies – including US and Canadian dollars, Thai baht, Euros and Great British pounds.
This set-up means you can lock in currency exchange rates and save on foreign transaction fees. You also earn 1.5 Qantas Points for every equivalent AUD$1 spent in a foreign currency and 1 point per $4 spent in AUD.
Based on Qantas credit card provider scores in Finder's 2024 Customer Satisfaction Awards.
If you're not a member of the Qantas Frequent Flyer program, getting a Qantas Money card gives you a way to sign-up without paying the usual $99.50 joining fee.
All Qantas Premier Credit Cards earn Qantas Points per $1 on eligible purchases. This covers most everyday spending, including groceries, petrol, dining out, entertainment tickets and travel bookings – with additional points for spending with Qantas.
You can add any Qantas Money credit card to Apple Pay and Google Pay and make payments straight from your compatible device.
The Qantas Money app lets you manage your cards from anywhere, with features including a quick-view of your balance, the ability to temporarily lock your card and spending insights. You'll also get weekly offers for bonus Qantas Points.
Statement Installation Plans give you a way to pay off purchases over a set period of time, with a lower rate than the standard purchase rate on your Qantas Premier credit card. This can make bigger purchases seem more manageable because you'll typically pay the same amount off the installation each month.
You can apply for a Qantas Premier credit card online in around 10 minutes. But before you apply, you'll need to meet the card's eligibility criteria. These are different for each card, but here's what to look for:
Qantas Money will send you a confirmation email after you submit your application – it should come within 60 seconds. If your application is approved, you should get your card within 3-5 working days.
Each year the Finder Credit Card Awards recognises Australia's top credit cards, with expert analysis of rates, fees and offers based on 12 months' worth of data. Here are the top performing Qantas Points-earning credit cards.
The Qantas American Express Ultimate Card won Finder's Qantas frequent flyer credit card award this year. The card gives eligible customers a solid 50,000 bonus Qantas Points on sign up, and adds extra value with its high earn rate and a $450 travel credit that offsets the annual fee.
The Qantas American Express Ultimate Card won Finder's Qantas frequent flyer credit card award this year. The card gives eligible customers a solid 50,000 bonus Qantas Points on sign up, and adds extra value with its high earn rate and a $450 travel credit that offsets the annual fee.
Highly commended
The ANZ Frequent Flyer Black is a really strong offer and is highly commended. It offers a huge amount of bonus Qantas Points (although you won't get them all unless you hold the card for 12 months).
The ANZ Frequent Flyer Black is a really strong offer and is highly commended. It offers a huge amount of bonus Qantas Points (although you won't get them all unless you hold the card for 12 months).
Westpac's Altitude Qantas Black has a slightly lower earn rate than other top cards. But it offers a really high 120,000 bonus Qantas Points and the annual fee is lower than the other winning cards.
Westpac's Altitude Qantas Black has a slightly lower earn rate than other top cards. But it offers a really high 120,000 bonus Qantas Points and the annual fee is lower than the other winning cards.
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Do you still keep your agreement with balance transfer’s interest-free period if you use the credit card?
Hi James,
Thank you for getting in touch with Finder.
If you’re pertaining to having a credit card with a promotional balance transfer offer and using the credit card for purchases, you may still have the 45 or 55 days interest-free period on your purchases and the balance on BT will still be on its promotional period. You may use ou guide on managing purchases on a balance transfer credit card
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
How many points do I have to redeem for sydney – budapest, business class?
Hi Boris,
Thanks for reaching out! You can find how many points you need to fly business class from Sydney to Budapes by logging into your Qantas Frequent Flyer account and use their calculator. Hope this was helpful. Don’t hesitate to message us back if you have more questions.
Best,
Nikki