The Queensland Country Bank Visa My Rewards Credit Card combines low-cost features with rewards, offering an equivalent to 0.66% cashback on eligible spending. You can add it to Apple Pay and Google Pay for mobile payments and get access to exclusive offers on shopping, dining, travel and entertainment through Visa Offers + Perks. You can also share the account with your partner by getting an additional card at no extra cost.
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Queensland Country Bank Visa My Rewards Credit Card
Terms and conditions apply
- Purchase rate
- 14.45% p.a.
- Reward point per $ spent
- 1
- Annual fee
- $89 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Offers a simple rewards program with an equivalent of 0.66% cashback on eligible spending, and an $89 annual fee.
The Queensland Country Bank Visa My Rewards Credit Card offers both rewards and a relatively low variable interest rate of 14.45% p.a. for purchases and cash advances. It earns 1 rewards dollar for every $150 of eligible spending, which is credited to your account each month. Both its interest rate and annual fee are competitive with low-cost credit cards. But other rewards credit cards may also offer other perks such as complimentary insurance and airport lounge passes that can help justify higher rates and fees if they’re features you’ll use.
Pros
-
Earns 1 My Rewards dollar for every of eligible spending
-
14.45% p.a. interest rate
-
Apple Pay and Google Pay
Cons
-
$89 annual fee
-
3.65% international transaction fee
Details
Product details
| Product Name | Queensland Country Bank Visa My Rewards Credit Card |
| Purchase rate p.a. | Purchase rate p.a. 14.45% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 14.45% |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Rewards program | My Rewards |
| Bonus points | N/A |
| Rewards points per $ spent | 1 |
Fees
| Annual fee | Annual fee $89 |
| Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
| Foreign currency conversion fee | Foreign currency conversion fee 3.65% |
| Overseas ATM withdrawal fee | $4 |
| Additional cardholder fee | $0 |
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Amy Finder
Editor
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