The Regional Australia Bank Platinum Rewards card offers Qantas Points per $1 spent on retail purchases and a platinum concierge service. On top of that, your annual card fee will be waived if you hold a Partnership Advantage home loan with the bank.
Regional Australia Bank Platinum Rewards credit card
![Regional Australia Bank Visa Platinum Rewards Credit Card](https://dvh1deh6tagwk.cloudfront.net/credit-cards/images/product/rbs-visa-rewards-plat-optimised.jpg)
- Purchase rate
- 19.99% p.a.
- Reward points per $ spent
- 0.75
- Annual fee
- $195 p.a.
- Interest-free on purchases
- Up to 45 days
Our verdict
Earn Qantas Points and enjoy Visa Platinum perks while saving on fees.
The Regional Australia Bank Visa Platinum Rewards is a Qantas Frequent Flyer credit card that offers 0.75 Qantas Points per $1 spent, with a $10,000 monthly cap that means you can earn a maximum of 7,500 Qantas Points per month. It also offers 1 additional point per $1 for eligible spending with Qantas. But a highlight of this card is that it gives you a bonus 10,000 Qantas Points for each year you keep the account open and in good standing
Pros
-
Waived annual fee if you hold a Partnership Advantage Home Loan
-
Free additional cardholders
-
Complimentary travel insurance and platinum concierge
Cons
-
Offers up to 45 days interest-free, compared to other cards with 55 days
Details
Product details
Product Name | Regional Australia Bank Visa Platinum Rewards Credit Card |
Purchase rate p.a. | Purchase rate p.a. 19.99% |
Interest-free period | Up to 45 days on purchases |
Cash advance rate p.a. | 19.99% |
Min credit limit | $6,000 |
Card type | Visa |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | N/A |
Rewards points per $ spent | 0.75 |
Fees
Annual fee | Annual fee $195 |
Minimum monthly repayment | 2.5% of the closing balance or $20, whichever is greater |
Late payment fee | $0 |
Foreign currency conversion fee | Foreign currency conversion fee 2% |
Overseas ATM withdrawal fee | $0 |
Additional cardholder fee | $0 |