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What different scores mean
9+
Excellent
These cards offer the best ongoing earn rates and sign up offers, coupled with attractive annual fees and perks.
7+
Great
Reasonable rewards cards but may offer slightly lower ongoing or signup offers.
5+
Standard
These cards may offer lower ongoing and sign up points, but could also offer fewer perks or higher annual fees.
0+
Basic
Entry level rewards cards, that offer consumers basic sign up offers and ongoing earn rates.
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